I'm 67 Daz. I think if you get the balance right then there's no reason why you can't work into retirement like me. My mortgage was paid off a couple of years ago meaning that my outgoings now are minimal. Also love my holidays I quit smoking 20 years ago and only drink socially.
Our mortgage will be paid off in 2 years. Me and my missus will be 56 and 57 respectively. I'll put some of the extra money i won't be spending on the mortgage into my private pension and carry on working if my health is good.
I'm the sort of guy who will not stop working (in some capacity)unless im forced to due to injury or ill health.
I'm down to 20-25 hours per week and hope I can stay at this level for many years to come.
All the best for Xmas and the new year pal.