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UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: james44 on February 21, 2010, 10:18:56 pm

Title: HOT WATER SYSTEMS
Post by: james44 on February 21, 2010, 10:18:56 pm
For those of you that have installed hot water systems in your van how much has this added to your van insurance,

I have checked my insurance and it does not cover me to carry flammable liquids which gas is,

What happens if your boiler is faulty and explodes wiping out your van if you have not notified you insurance company your insurance could be null and void best to check this out lads i would hate for anybody to have spent a fortune and be left with nothing
Title: Re: HOT WATER SYSTEMS
Post by: paul rulton on February 21, 2010, 10:22:26 pm
just hope they aint in it if that happens... if they r i dont think they will b
worring about the ins :o
Title: Re: HOT WATER SYSTEMS
Post by: james44 on February 22, 2010, 04:44:51 pm
hitman, It is just not that what if they have an accident and the insurance then find you have a hot system installed and have not notified them you could then be in big trouble! insurance companies will try everything they can so as not to pay out,

Caravans motorhomes with gas installed have to have gas saftey checks for insurance purposes this will i would have thought to be the case with hot water systems as you are carying flamable liquid,
Title: Re: HOT WATER SYSTEMS
Post by: mileslake on February 22, 2010, 05:21:41 pm
My dad had a motorhome for years. He sold it three years ago when he had to stop driving at 90 yrs. He never had to have any checks done for insurance.

Today I rang up A-Plan insurance and asked them about putting an L5 in my Expert. They checked and rang me back to say the cylinder would need to be bolted down in box etc and no increase in premium.
Title: Re: HOT WATER SYSTEMS
Post by: lee09 on February 22, 2010, 05:25:04 pm
Miles
it will double the value of your van with a heater in ;D
Lee
Title: Re: HOT WATER SYSTEMS
Post by: james44 on February 22, 2010, 05:34:31 pm
mileslake

If i were you i would ask your insurance company to put this in writing,
check your insurance and it should tell you that you are not covered for carying flamable liquids
Title: Re: HOT WATER SYSTEMS
Post by: niceandclean on February 22, 2010, 06:41:36 pm
When i had my new hot system fitted, A-Plan asked if it was diy or installed by a company, was the system cold or hot, i said hot, then was asked if it was diesel or gas, and if the system was strapped or bolted. They assumed being installed by a company, it was bolted to the chassis.
Title: Re: HOT WATER SYSTEMS
Post by: stephen s on February 22, 2010, 06:47:42 pm
if you have a diy one then your insurance will not cover it unless you tell them of any modifactions,   one wrong piece of wiring and it could go up in flames.
Title: Re: HOT WATER SYSTEMS
Post by: dd on February 23, 2010, 04:08:01 pm
mileslake

If i were you i would ask your insurance company to put this in writing,
check your insurance and it should tell you that you are not covered for carying flamable liquids
As far as I am aware gas is not a liquid.
Title: Re: HOT WATER SYSTEMS
Post by: daz1977 on February 23, 2010, 04:22:28 pm
if you put a heater in your van, ask your insurance to come and look at it or send ur van to one of there garages to be checked, that way they cant say it wasnt in properly if you have an accident
Title: Re: HOT WATER SYSTEMS
Post by: daz1977 on February 23, 2010, 07:49:54 pm
ok, a corgi might be good enough,  i only said it as i know ins companys will try and get out of paying out,  i was with direct line on a car and if i changed any thing i could get it checked at there approved garage, to give me an agreed value

i would hate to see some one lose the van of an ins company worming there way out