Clean It Up
UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: DaveG on January 26, 2009, 09:10:08 pm
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I have started leaving sae for customers that are out when i do their windows and ive forgot to put who to make them payable to!
I dont have a "business account" (trying to save a bit of dough!)
Ive been paying cheques into my current account when people have been giving me cheques, because they have been making them payable to me personally.
Now i have a few cheques that have come in with the business name on them and ive just rang my bank ( Nationwide) and they say that there is nothing i can do aprt from open a business account?
Do you guys know any different?
Cheers Dave
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hows not having a account saving money
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Get a business account the cheques clear straight away.
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I used to have a business account but they charged for it
hows not having a account saving money
I had a business account but they charge for it
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open it at a different bank
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Are there any "free" business accounts?
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most are free for a year, are you a member of fsb.
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loads just ask round the banks
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most are free for a year, are you a member of fsb.
Nope!!!! :(
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im with barclays they where free for a year which is just running out but going over to coop as member of fsb.
Chris
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Yes they can make you open a business account because well....you are using it as a business account with your personal account.
So business accounts cost. You claim that as an expence at the end of the year.
Mixing business money with personal can make a right mess of sorting out your accounts at the end of the year.
Get professional and do it right basically.
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abbey have a free business account for life with 100 cheque deposits per month ive never paid them a penny
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Yes they can make you nopen a business account because well....you are using it as a business account with your personal account.
So business accounts cost. You claim that as an expence at the end of the year.
Mixing business money with personal can make a right mess of sorting out your accounts at the end of the year.
Get professional and do it right basically.
Its a currennt account but seperate from my other accounts!
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im with barclays they where free for a year which is just running out but going over to coop as member of fsb.
Chris
Cheers Chris i used to be with Lloyds
then went over to N/wide when they started charging!
Dave
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abbey have a free business account for life with 100 cheque deposits per month ive never paid them a penny
Thanks for that mate ill look into it tomorrow!
Dave
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This might be a daft question....but is that under or over 100 cheques?????
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Alsp try Alliance and Leicester
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Hate to burst your bubble, but when i opened my business account i asked if any cheques made payable to my business name before it was opened were bankable and they said no they will be void because the cheque is dated before the account exsisted.
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I'm with Abbey too.Free for life! As is a couple of others.
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When your cheque is written out to your business name, at the side of your business title, on top line of the cheque, write your own name beside it and present it to your bank, as you would do normally. Do not try to alter anything previously written etc.
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Get a business account the cheques clear straight away.
My cheques do not clear straight away, lloyds tsb
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nor do mine barclays
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Go back to your customers and explain that you do not have a business account, because they are expensive to run and you like to kept your costs/prices down.
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I've just finished 18 months months free banking with HSBC I've now opened another one also with 18 months free banking with Halifax.......
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abbey have a free business account for life with 100 cheque deposits per month ive never paid them a penny
same here. Just moved over from Lloyds after my "free" banking period ran out. Abbey is free for life, and they will close your old account for you if you ask, including transferring any direct debits/standing orders etc. over.
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I have a buisness account now, but before i used to state clearly CHEQUES MADE PAYABLE TO M SAXON
If not id take them back
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I have a buisness account now, but before i used to state clearly CHEQUES MADE PAYABLE TO M SAXON
If not id take them back
I think thats the best option!
( Ill get them payable to me tho!) ;D ;D ;D
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i couldnt open a business account due to bad credit rating, i have a savings account with a building society where i pay business cheques into, no charges and no limit on cheques i can put in
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Are the cheques made payable to your business name mate?
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I have two personal accounts with HSBC, they know one is a business account, they have got a bit stroppy with me a few times trying to get me to open a business account.
I have told them that I will open an account somewhere else if they don't want carry on handling my cheques, they always give in an leave me alone for a while.
You can talk to them, they hate people closing accounts.