[niceandclean]

Even though having PPL in not needed in England, what you need to work out is "How much will I be paying if there is a claim against me".

If someone say, trips over your equipment and breaks a small bone in their toe, the payout will be about £1500 plus their solicitors costs of another £1000 if you admit liability, if you fight the case and lose, then the bill will rise to £10000 plus.

I have £5 million of PPL and I only pay £149 per year.

The figures speak for themselves.

Exactly!

[Bryan_Dolby]

My opinion
Join the FWC and get PL insurance


But what you join  depends on what you want within your buisness
Look what the benifits are on the FWC website

Bryan

[paul rulton]

& i will carry on the way iam