[richywilts]

my uncle has got himself into trouble bad debt etc after retiring or taking redundancy (bit of a drinker) not quite sure what he took, he worked at vauxhalls. hes left his house to get really rundown etc garden overgrown house a right tip. apparently hes close to getting his house repossesed and maybe sticking it up for auction.his house if done up to nice condition is in quite a nice area and would fetch around £130,000-140,000.

Im just wondering those that have mortgages, who have u gone thru to get a mortgage have you had to go for a self-employed mortgage at a higher rate.

I could probably get this house for around £70,000-£80,000 but i do have a bit of bad credit history etc from younger days being overdrawn a lot and missing phone bill payments just wondering if anyone could advise where to go for a mortgage not to bothered about paying high interest rates as i could make a lot of money from this property.

[gewindows]

First check to see what your credit status is like

http://www.google.co.uk/search?hl=en-GB&q=credit+status&sourceid=navclient-ff&rlz=1B3GGGL_enGB278GB278&ie=UTF-8

Shouldnt cost much more than a fiver, then you know what options you have.

[lee_dewing]

Not very knowledgeable on this.

but i went threw a mortgage consultant, better than approaching banks yourself.

they get commision from the lender, look for one thats approved sorry can't remember what the guild it is they are in.

You might pay over the odds for the first couple of years but as long as you do  not default on payments after the tie in period is up you will be in better postion to get better mortgage rate.

goodluck it's not easy getting a mortgage at the mo' banks are being very cautious now.

[Window Washers]

my uncle has got himself into trouble bad debt etc after retiring or taking redundancy (bit of a drinker) not quite sure what he took, he worked at vauxhalls. hes left his house to get really rundown etc garden overgrown house a right tip. apparently hes close to getting his house repossesed and maybe sticking it up for auction.his house if done up to nice condition is in quite a nice area and would fetch around £130,000-140,000.

Im just wondering those that have mortgages, who have u gone thru to get a mortgage have you had to go for a self-employed mortgage at a higher rate.

I could probably get this house for around £70,000-£80,000 but i do have a bit of bad credit history etc from younger days being overdrawn a lot and missing phone bill payments just wondering if anyone could advise where to go for a mortgage not to bothered about paying high interest rates as i could make a lot of money from this property.

Richy, give me a call on 07788 732 789 I know a guy that can seek out a mortgage for you.

[gewindows]

Does those guys normally charge a shed-load?

It would be prudent to check out your financial status first at a minimal cost to see how you stand, you never know you might be fortunate enough to be able to get away with a high street rate of interest.

[jasonl]

If you go on the forums at money saving expert .com  you will get the information you need.

[matt]

pop along to your local "independent financial adviser" , they will have a look at your last few years books, then hook you up

[ftp]

I would ask on a window cleaning forum.

[HIGH LEVEL WINDOW CLEANERS (scrimmy)]

I would ask on a window cleaning forum.

ask the real experts.......shammy and joe soap will be here shortly.

i wanted to know how to purify the water so i logged onto "best mobile phone forum"....funny thing is....i got an answer....totally wrong answer but nevertheless an answer all the same.

anyways to answer your question......(dont know what he took) i think he was on the diesel myself

[Window Washers]

Does those guys normally charge a shed-load?

It would be prudent to check out your financial status first at a minimal cost to see how you stand, you never know you might be fortunate enough to be able to get away with a high street rate of interest.

the guy I know i does not charge.

[matt]

Does those guys normally charge a shed-load?

It would be prudent to check out your financial status first at a minimal cost to see how you stand, you never know you might be fortunate enough to be able to get away with a high street rate of interest.

the guy I know i does not charge.

they will not charge, they make commission on sales

[lee09]

would you like mine?
Lee

[Window Washers]

Does those guys normally charge a shed-load?

It would be prudent to check out your financial status first at a minimal cost to see how you stand, you never know you might be fortunate enough to be able to get away with a high street rate of interest.

the guy I know i does not charge.

they will not charge, they make commission on sales

they get money off the mortgage company but still get the best deals about what ever the credit rating.

[windowinfo]

Hey fella good luck with this just now!
but deffo go with a independent advisor and make sure he is "WHOLE OF MARKET"
and this means that he will give you a compleat choise of what is available , not just the 5 or 6 mortgage companys available to him.

 I have a good man if you are anywhere near me in East Sussex

Cheers Tom

[matt]

Does those guys normally charge a shed-load?

It would be prudent to check out your financial status first at a minimal cost to see how you stand, you never know you might be fortunate enough to be able to get away with a high street rate of interest.

the guy I know i does not charge.

they will not charge, they make commission on sales

they get money off the mortgage company but still get the best deals about what ever the credit rating.

i know a few F A'ers, the tales they tell, its not all about the best deal for YOU, its sometimes the best deal for THEM ( off record of course )

though having said that, they pull out all the stops and WILL get a deal for you

[Window Washers]

A load more lenders have come out lately, so the picture is good for borrowing, before christmas it was teribble

[matt]

A load more lenders have come out lately

  well none i know have , they are all married

[weetot]

I would ask on a window cleaning forum.

[AJ]

if you are a first time buyer you will need a 15-25% deposit . If you are going buy to let you will need about 35%. Defo get a mortgage advisor, can save you £££ and save the stress of getting knocked back all time. you must remember though, that banks at the moment reserve the right to alter, change or move the goalposts at any time if it benefits them.

[Window Washers]

if you are a first time buyer you will need a 15-25% deposit . If you are going buy to let you will need about 35%. Defo get a mortgage advisor, can save you £££ and save the stress of getting knocked back all time. you must remember though, that banks at the moment reserve the right to alter, change or move the goalposts at any time if it benefits them.

I would get a FA because you can get a place for 10% deposit