i think we ve nearly got the perfect round but it s taken 20 yrs to get there. we don t have not today thanks,we don t get complaints,we don t collect as from next week and we earn the vast majority within 5 or 10 mins drive.its been hard sometimes i know but its all sweet now,e g sacked mcdonalds after they extended but would nt pay extra,so no more 5 am starts , sacked big hotel because 3 months arrears, so no more insides working around guests vacating rooms, sacked sainsbury s 3 months arrears so no more chasing money.yes our takings were down but as my son said were only down takings wise on paper not in practice, any way replaced takings within 6 mths with domestic that pays there and then or online switch etc. cheers mick