windowwashers,
That is one of the benefits to the window cleaning community of our scheme. Because we deal with the insurer on a scheme basis (i.e the whole book of business), we dont need to specifically underwrite each policy in terms of claims.
Therefore at present, as a rough guide, you can have a claim up to the value of around £1500 before we even refer it to the underwriter - so any claim with value less than that, will have NO increase at renewal (unless of course the rates get changed throughout the course of the year generally)
Cheers
Martin