I did wonder if that post was geniune Ian- the forum member with the insurance broker website was onto it pretty sharpish-
A waiver would be good, but would our customers sign it. I found some of what Luke was saying unrealistic.
BTW did you get your wife to sign a pre nupt just in case you ever make it big in window cleaning?
I bet she didn't, and neither will our customers.
ADDED
Having reread the post there have been additions, he is offering very sound advice and it is good to have someone on here with knowledge, so good for him.