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dan roberts

  • Posts: 177
INSURANCE
« on: August 16, 2007, 11:00:19 pm »
Hi, How much is insurance for small cc clean sole trader? what does it cover/not cover?

Dan  ???
Life moves pretty fast, if u dont stop and look around once in a while, u could miss it.

AquaMagic

  • Posts: 563
Re: INSURANCE
« Reply #1 on: August 16, 2007, 11:02:30 pm »
depends what you want
Public Liability - Which is legal minumum
Treatments Risk -Which covers you for the items you are working on
Tool Insurance- Covers the machine against theft, damage etc

Dene

dan roberts

  • Posts: 177
Re: INSURANCE
« Reply #2 on: August 16, 2007, 11:11:39 pm »
well, public liability is negligable, but how much for the other two?
Life moves pretty fast, if u dont stop and look around once in a while, u could miss it.

lands

Re: INSURANCE
« Reply #3 on: August 16, 2007, 11:35:50 pm »
Dan,

Boy u r milking this site (and good for you)

HSBC are well cheap and offer treatment works as standard.

Pete

well, public liability is negligable, but how much for the other two?


dan roberts

  • Posts: 177
Re: INSURANCE
« Reply #4 on: August 16, 2007, 11:59:28 pm »
Yup!! I am milkin this site!! I am the reaper of the harvest, and you boys are the teets in which I suckle all the profits from ( Issiah Chap.2 New Test.)

You can find all sorts in those trainin manuals I tell ya!! Look at that beauty for a start!!

On a serious note, Thank u Pete! HSBC sounds like the way to go, and im already with them banking wise.

My carpet cleaner said that the insurers dont pay out on the fact that the operator is trained 'and should no better than to wreck a carpet/suite'

Thoughts...

Dan
Life moves pretty fast, if u dont stop and look around once in a while, u could miss it.

Jason Hedges

  • Posts: 1035
Re: INSURANCE
« Reply #5 on: August 17, 2007, 01:02:08 am »
Hi Dan,

Insurance is very important, make sure you're fully covered for all aspects before doing your first job.

HSBC is who I'm insured with, good cover and very competitive.

However if your trained and do your job properly / safely you should never have to claim.

Mistakes and accidents do happen so having the back-up is essentilal.

Get yourself on a training course, you will learn a lot and can ask as many questions as you like!

Kind regards,
Jason.


prodry

Re: INSURANCE
« Reply #6 on: August 17, 2007, 09:30:09 am »
https://www1.insurancebrokers.hsbc.com/1/2/popups/gccr-quote-buy/td/tradesman

Dan, you are one of the new little pigglets, some get eaten as sucklings, some grow a bit and get turned to bacon and a few grow up to be big carpet cleaning boars (bores).

Good Luck.