[DaveRigby]

i wouldnt risk it mate.  tell em what you do cos if you have a claim and you havent told em what you really do you'll be buggered.

if it makes £50 difference, is it worth it?  having had to make claims and not had the correct cover on my pole system before I wouldnt risk it. 

insurance is an necessary evil, but you may aswell be properly covered.