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Don't bother insuring it - thats what most do these days! 150 pound fine IF you are unlucky and get caught.What if you hit someone? presumably youll simply drive off and leave the person in the lurch. SCUM BAG. if your comment was a joke then it is in very bad taste.A couple of months back i was hit by an uninsured driver. insurance company did pay but lost my no claims bonus and had to rent a hire van as the insurance company thought a fiesta van would be a suitable stand in for a SWB transit..