[The Jester of Wibbly]

Something I've thinking for a while, and for me I will be hanging my poles up for good when I reach 62.    That's 5 years before state pension age, so that's my financial goalpost.

What age are you planning on stopping at?

[NBwcs]

When my body won't let me clean windows anymore. Desperately hoping that's not before state pension age (in 7 years) else I'm b******sed. I'd be happy to carry on post state pension age on a much reduced schedule just to keep fit and active and bring in a little extra. But my health will dictate  everything.

[Simon Trapani]

Realistically? Morning of my funeral.

[dd]

You need a pretty big pot to retire comfortably.

I am 61 and close to being able to retire financially.

I actually quite enjoy working and physically feel good, so until one of those factors change will probably keep working. One thing I find in life: it is hard to know what to do until you get there.

[Slacky]

I’m kinda a 3 day a week guy currently. That’s retired enough for me.

Getting a new truck next year, transit custom (which they call Transit Cargo over here) so can’t be that retired. But everyone has a truck of some sort, even a lot of the women. I just want something I can keep all my kit at the same time.

[tlwcs]

64 next birthday and have no plan to retire.
I have seen, we all have, the husband appears at home with a shiny new car from the retirement lump sum.
A couple of months of todo holidays and all is well.
4 months into his retirement she says “take him with you, he’s getting under my feet”.
The time after he’s not there as he’s got a little job at Asda just to “keep him busy.”
This is my little job at Asda. (With better pay!)
I schedule work over 3 days now and I’m happy to go down to 2 when it suits.
Health allowing of course.
Tony

[NBwcs]

You need a pretty big pot to retire comfortably.

I am 61 and close to being able to retire financially.

I actually quite enjoy working and physically feel good, so until one of those factors change will probably keep working. One thing I find in life: it is hard to know what to do until you get there.

It's a huge decision to give up completely, once you've let it go it's gone. Keeping  hold of a couple of days  work once at retirement age (health permitting) will be my safety blanket. We're all  being kept alive longer with medication these days and there's no guarantee any government will look after you  anymore, it's not a given, you really can't have enough dosh behind you going into old age.

[dazmond]

Something I've thinking for a while, and for me I will be hanging my poles up for good when I reach 62.    That's 5 years before state pension age, so that's my financial goalpost.

What age are you planning on stopping at?

I'm semi retired already at 53(nearly 54). I feel like I could work 4 x 5 hour days forever but obviously it's dependent on my health.

I have a fantastic work/life balance. I get to pursue my hobbies,chill out with missus and family and do all the things I want to do while still bringing in a good wedge every month.

No plans to fully retire unless im forced to due to illness or injury.


Our mortgage will be paid off next year (ironically just after we get married)so no worries there. Missus still works full time in her business so me working part time allows me to keep the house in order,walk the dog and do the cooking and food shop every week!🙂👍

[Jay Le Huray]

I semi retired at 65 and sold half of my round, I then continued to work the remaining half until September last year aged 72, I then had a stroke in September , after a month off work I returned in November.

It was then that I realized I no longer felt fit enough to carry on  so I sold the remainder of my round and retired completely  in December last year  and to be honest I really miss my job and if I was fit enough I would still be doing it today.

[Scottish Cleaning Service]

Even if I was a millionaire, I would like to retain my window cleaning around where I live because once a month I have a chat with neighbours. This job can be very socially satisfying and one can be kept up to speed with what's going on locally.

I can nip outside, clean 10 customers windows without moving my van and nip back inside an hour later, sit down with a coffee and trouser a ton. What other job is as good as that?

[johnny bravo]

i plan to do cash only jobs if i reach it.  62 now.          keep my easiest paid compact rounds. a couple of days a week.      No  worries about getting no hand outs if on Full State Pension.  a few hundred pound a week  on top sounds good to me

[dd]

i plan to do cash only jobs if i reach it.  62 now.          keep my easiest paid compact rounds. a couple of days a week.      No  worries about getting no hand outs if on Full State Pension.  a few hundred pound a week  on top sounds good to me

I find I get less and less cash as times go by. Some days I get no cash , more payments by BACs.

[AuRavelling79]

I'm 66 and starting the wind down. This time last year my turnover was £3500 per month.

I sold £700 worth to my son in law and dropped to about £2800.

This Spring I sold another £700 worth to my other son in law and am on £2100.

I plan to sell another £700 in Spring 2026 leaving me with the cream £1400/£1500 after price increases.

My full state pension kicked in in June 25 (age 66) and in April 26 should be over £1000 per month plus change.

I also have some rental income providing several  hundred pounds already and a pension pot that will let me have a few hundred a month depending how I draw it. (Not using it yet)

In theory if my health holds up reasonably and I drop from £250 a day to just over £200  that will be 7 days a calendar month at 6 hrs maximum.

Mrs Gold won't get her state pension and tiny private pension until Spring 2029 as she will be 67 then. That is probably when I will stop as I will be nearly 70 and my van will be 17 years old if still going.

Before I finally stop I envision having £1000 per month of window cleaning at a maximum of 4 days.

But if my health is good enough I might plod on indefinitely at that level. Or until the van dies. 

I am aware that our vehicles are getting on - 19 year old car, 19 year old caravan and a 13 year old van. So have to budget for replacements although the caravan is stored on the site we use so when that dies in a few years we will probably not replace it!

[windowswashed]

I'm semi retired at 60 on an army pension working up to three days a week., that's enough for now. I've just had a whole month off in September, really didn't want to go back to work. I plan on cutting down to two days a week and quitting at 64, that's enough, done it far too long. Life is short, time to live and enjoy life and less work.

[KS Cleaning]

I’m 57 and work a 4 day week, roughly 6 hours per day. I think when I reach 60 I will start winding it down, I have plenty of bungalows on my round which will still provide a decent income for minimal effort. Will probably fully retire at 65. I’ve been lumping money into a private pension and I also have income from a rental property.
All that said, my wife has recently taken early retirement on a decent pension at 56, as a result I’m finding it harder to motivate myself so these plans can easily change.

[simon w]

Wonder if Texas Girl has retired yet?? 

[dazmond]

I’m 57 and work a 4 day week, roughly 6 hours per day. I think when I reach 60 I will start winding it down, I have plenty of bungalows on my round which will still provide a decent income for minimal effort. Will probably fully retire at 65. I’ve been lumping money into a private pension and I also have income from a rental property.
All that said, my wife has recently taken early retirement on a decent pension at 56, as a result I’m finding it harder to motivate myself so these plans can easily change.

Wow. 56 seems like a very early age to retire completely from the world of work esp if she lives into her 90s. She could potentially be retired 40+ years!

[KS Cleaning]

I’m 57 and work a 4 day week, roughly 6 hours per day. I think when I reach 60 I will start winding it down, I have plenty of bungalows on my round which will still provide a decent income for minimal effort. Will probably fully retire at 65. I’ve been lumping money into a private pension and I also have income from a rental property.
All that said, my wife has recently taken early retirement on a decent pension at 56, as a result I’m finding it harder to motivate myself so these plans can easily change.

Wow. 56 seems like a very early age to retire completely from the world of work esp if she lives into her 90s. She could potentially be retired 40+ years!

Aye she was totally stressed out with her work, she was a deputy head teacher in a primary school. Worked long hours and always had to bring work home with her. She built up a really good pension pot so it was a no brainer to take early retirement and enjoy the fruits of her labour.
It makes a nice difference to get some cheaper holidays too, we always had to go during school holidays so had to pay top dollar. We have booked Tenerife in November and Gran Canaria in February at a fraction of the price we usually pay.

[Stoots]

Way its going it will be state pension  age if i get there.

would like to think i wont be working more than 2 days a week at 60 though.

[Klean07]

I'm 67 next week my pension kicked in last October but the last 5 years I have only been working three days a week which has given me the best of both worlds. Myself and my partner ( who retires next year) have done loads of things including a 14 week trip travelling around the world last year. Buying a static caravan in Wales this year has been amazing especially has its been a great summer too. Next month we're going to Perth Australia for a month mainly to watch the first Ashes Test there then we're travelling around for a couple of weeks before flying home from Adelaide via Kuala Lumper for a 3 night stop over. Paid mortgage off two years ago too.
I know people that retired a couple of years ago but said they got bored with their lives so went back into work in some capacity.