Hopefully that will be a repair. In any event, my advice would be to keep it cheap and simple. You could go out and spent 14.5k plus on a new van but that seems awfully extreme because of a dented wing and door skin, particularly if your a sole trader and not a larger, vat registered company. Have it repaired or get paid out and buy a similar van. The more you spend, the more you have to pay back, just remember that. This whole exercise is only about how much of your earnings YOU get to keep, that's all that matters in the end. A 4k van will do exactly the same as a 14k one, and lose less value to boot.👍