[lee_dewing]

[Smudger]

oh dear!

thats only a write off for cost ? - doesn't look too bad otherwise

Darran

[lee_dewing]

Saturday before Christmas 🤦‍♂️

My van is a Fiat doblo multi jet 90
2014 reg jan 2015 nearly 65,000 miles on the clock

And MOT. Due 31 st jan

I don’t know if van is a write off yet
Repair garage taking away for estimate on 4th jan

Damage drivers wing and door
No broken lights or bumpers

I owe £3000 to my Mrs on this van
So it’s mine

My question is if worse happens a van written off what would you do?

Always toyed with idea off leasing

I’m a sole trader

Like the new Citroen belongo 3 seats (2 and a half 😁 seats)

22k new to buy 😖

Basically any serious advice
Thanks

I live near new ulez zone which comes into effect October 2021

And can skirt around this as my round is not
In ulez

Thanks Lee
Hope you all had a better Christmas than me
😁

A better new year we hope 🤞

[lee_dewing]

Meant my van is registered jan 2015
It’s a euro 5 so not up to 2021 new ulez rules

Thanks

[lee_dewing]

That’s correct Smudger as always 😊👍

So could keep and repair
Neighbour told me (ex mechanic)

Wing about £70
But door a bit crunched and doesn’t shut perfect

To add to the fun
My insurer has classed my van immobile
So can’t drive

Repairer can only offer me a fiesta van
Which is crap 💩

This is van insurance with Hastings direct and courtesy vehicle included

I won’t bother with this again on insurance

Just hire a van if worst happens again 🤦‍♂️

Argued about van but told only A class van obligated to give me 😖

Not like for like

[Scrimble]

if it just needs a door and a wing then it will most likely be repaired,

this happened to my 65 reg with 68k miles Doblo and it got repaired by insurance


best thing to do would be to go out and buy a brand new doblo and swap your system over and get back to work. my Doblo was back on the road after 2 months, took ages

you can buy a new doblo maxi technico spec so air con sat nav etc for under 13k brand new

www.autotrader.co.uk/classified/advert/new/201804195707605?postcode=st161gb&advertising-location=at_vans&model=DOBLO&sort=supplied-price-desc&make=FIAT&onesearchad=New&onesearchad=Nearly%20New&onesearchad=Used&include-delivery-option=on&colour=White&radius=1500&page=2

[KS Cleaning]

if it just needs a door and a wing then it will most likely be repaired,

this happened to my 65 reg with 68k miles Doblo and it got repaired by insurance


best thing to do would be to go out and buy a brand new doblo and swap your system over and get back to work. my Doblo was back on the road after 2 months, took ages

you can buy a new doblo maxi technico spec so air con sat nav etc for under 13k brand new

www.autotrader.co.uk/classified/advert/new/201804195707605?postcode=st161gb&advertising-location=at_vans&model=DOBLO&sort=supplied-price-desc&make=FIAT&onesearchad=New&onesearchad=Nearly%20New&onesearchad=Used&include-delivery-option=on&colour=White&radius=1500&page=2

With VAT it’s over £14.5k

[Smudger]

If the van is good in every other way - body and engine I would repair

I’m out and about looking at these - they looks good van

Darran

[Smudger]

Recently daughter crunched her 206 cc - front wing - door and rear wing all repaired for £700 on insurance - which I thought would be written off as the car is only worth £2000 - so fingers crossed

I agree these insurance replacements can be rubbish you have to triple check the small print

Darran

[Ched]

If it's only the wing and door then it's an easy repair. If it's damaged the A pillar (bit the door hinges on) then it may have damaged the safety structure.
I am sure a wing and a door can be had from a scrap yard (van recycler) for not a huge amount then they should just bolt on.
I would start gathering price info on same van and similar mileage from Autotrader as market prices have rocketed this year and if insurance company writes it off you want most money for it. If you have claimed then it's the insurance companies property!!! So be careful.
If someone crashed into you then it might be worth getting a claims advisor on board as they may help you claim loss of earnings or van hire costs.

[Scrimble]

if it just needs a door and a wing then it will most likely be repaired,

this happened to my 65 reg with 68k miles Doblo and it got repaired by insurance


best thing to do would be to go out and buy a brand new doblo and swap your system over and get back to work. my Doblo was back on the road after 2 months, took ages

you can buy a new doblo maxi technico spec so air con sat nav etc for under 13k brand new

www.autotrader.co.uk/classified/advert/new/201804195707605?postcode=st161gb&advertising-location=at_vans&model=DOBLO&sort=supplied-price-desc&make=FIAT&onesearchad=New&onesearchad=Nearly%20New&onesearchad=Used&include-delivery-option=on&colour=White&radius=1500&page=2

With VAT it’s over £14.5k

to those who are not vat registered yes its plus vat,  I am vat reg so I dont pay the vat, they are a very good price new

[Simon Trapani]

That’s correct Smudger as always 😊👍

So could keep and repair
Neighbour told me (ex mechanic)

Wing about £70
But door a bit crunched and doesn’t shut perfect

To add to the fun
My insurer has classed my van immobile
So can’t drive

Repairer can only offer me a fiesta van
Which is crap 💩

This is van insurance with Hastings direct and courtesy vehicle included

I won’t bother with this again on insurance

Just hire a van if worst happens again 🤦‍♂️

Argued about van but told only A class van obligated to give me 😖

Not like for like

Genuinely not meaning to sound smug but, regards the courtesy van, this is why I insure with Alexander Swan. Or even A Plan are good I hear. It doesn’t cost much more.

[Mike Burd]

That’s correct Smudger as always 😊👍

So could keep and repair
Neighbour told me (ex mechanic)

Wing about £70
But door a bit crunched and doesn’t shut perfect

To add to the fun
My insurer has classed my van immobile
So can’t drive

Repairer can only offer me a fiesta van
Which is crap 💩

This is van insurance with Hastings direct and courtesy vehicle included

I won’t bother with this again on insurance

Just hire a van if worst happens again 🤦‍♂️

Argued about van but told only A class van obligated to give me 😖

Not like for like

Genuinely not meaning to sound smug but, regards the courtesy van, this is why I insure with Alexander Swan. Or even A Plan are good I hear. It doesn’t cost much more.

Or have a crappy spare. For complicated reasons we've got a 2005 Combo with a system fitted. But it's a huge relief when a van is off the road. At least one every other month for one thing or another. For a sole trader maybe a trolley & family car?

[Splash & dash]

That’s correct Smudger as always 😊👍

So could keep and repair
Neighbour told me (ex mechanic)

Wing about £70
But door a bit crunched and doesn’t shut perfect

To add to the fun
My insurer has classed my van immobile
So can’t drive

Repairer can only offer me a fiesta van
Which is crap 💩

This is van insurance with Hastings direct and courtesy vehicle included

I won’t bother with this again on insurance

Just hire a van if worst happens again 🤦‍♂️

Argued about van but told only A class van obligated to give me 😖

Not like for like

They are a popular van buy it back off the insurance and get second hand wing and door might be lucky and find one the same colour again white is a common colour , or if you dint want the van get a settlement and buy something else ,

[lee_dewing]

Scrimble

How comes it took so long to get van back on the road?

Thanks for all the replies guys

[lee_dewing]

My system is very simplistic and easily transferable to another vehicle

Rectangular bucket contains power regulator, pump and car battery 🔋 sits in with

Barrels, reel, pole

Even if you rent a van now days, never have roof rack

Just use ladder for odd flat roofs
Surprisingly always need few times a week 🤦‍♂️

Thanks

[Scrimble]

Scrimble

How comes it took so long to get van back on the road?

Thanks for all the replies guys

various reasons, bodyshop, wrong parts, insurance accessor, etc its not always a quick turn around,

go get yourself a new van,

[zeusjazmin]

almost identical damage to my 65 plate combo.i was at fault with accident and insurance wanted to write it off,i told them no chance,bought a brand new wing,paid to get it painted,got door pulled into shape,bit of plastic weld to secure headlight,all for £300

[Slacky]

That’s correct Smudger as always 😊👍

So could keep and repair
Neighbour told me (ex mechanic)

Wing about £70
But door a bit crunched and doesn’t shut perfect

To add to the fun
My insurer has classed my van immobile
So can’t drive

Repairer can only offer me a fiesta van
Which is crap 💩

This is van insurance with Hastings direct and courtesy vehicle included

I won’t bother with this again on insurance

Just hire a van if worst happens again 🤦‍♂️

Argued about van but told only A class van obligated to give me 😖

Not like for like

Genuinely not meaning to sound smug but, regards the courtesy van, this is why I insure with Alexander Swan. Or even A Plan are good I hear. It doesn’t cost much more.

Or have a crappy spare. For complicated reasons we've got a 2005 Combo with a system fitted. But it's a huge relief when a van is off the road. At least one every other month for one thing or another. For a sole trader maybe a trolley & family car?

I bought a crappy second van from Smudger about 4 months ago, 68K on the clock for £1500. Just put it through the MOT, £400. Great peace of mind and as a pressure washing vehicle.

[lee_dewing]

Thanks zeusjazmin

[֍Winp®oClean֍]

Hopefully that will be a repair. In any event, my advice would be to keep it cheap and simple. You could go out and spent 14.5k plus on a new van but that seems awfully extreme because of a dented wing and door skin, particularly if your a sole trader and not a larger, vat registered company. Have it repaired or get paid out and buy a similar van. The more you spend, the more you have to pay back, just remember that. This whole exercise is only about how much of your earnings YOU get to keep, that's all that matters in the end. A 4k van will do exactly the same as a 14k one, and lose less value to boot.👍

[Mike Burd]

Hopefully that will be a repair. In any event, my advice would be to keep it cheap and simple. You could go out and spent 14.5k plus on a new van but that seems awfully extreme because of a dented wing and door skin, particularly if your a sole trader and not a larger, vat registered company. Have it repaired or get paid out and buy a similar van. The more you spend, the more you have to pay back, just remember that. This whole exercise is only about how much of your earnings YOU get to keep, that's all that matters in the end. A 4k van will do exactly the same as a 14k one, and lose less value to boot.👍

Against that though, a new van will probably be more reliable, have a warranty and last 10 years instead of 3. Not a guarantee, but most likely.

[֍Winp®oClean֍]

Hopefully that will be a repair. In any event, my advice would be to keep it cheap and simple. You could go out and spent 14.5k plus on a new van but that seems awfully extreme because of a dented wing and door skin, particularly if your a sole trader and not a larger, vat registered company. Have it repaired or get paid out and buy a similar van. The more you spend, the more you have to pay back, just remember that. This whole exercise is only about how much of your earnings YOU get to keep, that's all that matters in the end. A 4k van will do exactly the same as a 14k one, and lose less value to boot.👍

Against that though, a new van will probably be more reliable, have a warranty and last 10 years instead of 3. Not a guarantee, but most likely.

Yep, but would you pay 10k for a warranty? If a new van lasts 10 years then why would a 4/5 year old van only last 3? A 4/5 year old van will easily last 10 years if looked after. Neither are going to be worth a great deal after 10 years and that margin will be far less than the initial one.

[lee_dewing]

Winp®oClean

Get what you mean, I hope to get back van repaired.

If that’s the case I think later this coming year I may lease.

I’ve had turbo go on this van
Which I naively believed van company I bought from did a proper service
Paperwork checkboxes didn’t have a tick in oil change box
Assured oil changed etc

Also had to do glow plug 🔌

It’s a lottery with second hand vans

Paying say £200 a month for a new van
With 3 year warranty
No mot’s, road tax,  repair bills seems appealing

Then giving keys back after 3 years, repeat
🤔

A tax deductible expense I assume

As said new ulez rules coming nearby
Government wants all electric vehicles 🚗 in another 10 + years

Buying a new van then government moves goal posts on pollution regs
Could leave you with a worthless asset
Understand vehicles depreciate

But if you buy on finance new over say 5 years you may end up in the 💩
If your van doesn’t fit the new eco tech rules
Just an opinion

[Mike Burd]

Hopefully that will be a repair. In any event, my advice would be to keep it cheap and simple. You could go out and spent 14.5k plus on a new van but that seems awfully extreme because of a dented wing and door skin, particularly if your a sole trader and not a larger, vat registered company. Have it repaired or get paid out and buy a similar van. The more you spend, the more you have to pay back, just remember that. This whole exercise is only about how much of your earnings YOU get to keep, that's all that matters in the end. A 4k van will do exactly the same as a 14k one, and lose less value to boot.👍

Against that though, a new van will probably be more reliable, have a warranty and last 10 years instead of 3. Not a guarantee, but most likely.

Yep, but would you pay 10k for a warranty? If a new van lasts 10 years then why would a 4/5 year old van only last 3? A 4/5 year old van will easily last 10 years if looked after. Neither are going to be worth a great deal after 10 years and that margin will be far less than the initial one.

You’d struggle to get a 4 year old van that’s decent for £4K.  Newest one on a quick search was 2016 Combo with 125,000 miles for £3,695 + Vat.

[Scrimble]

Lee, when buying new you can extend the warranty to 5 years,

used vans is a lottery you don't know what you are going to get, some last others are a constant repair bill,

[NWH]

Any warranty on a van that’s extended is worth about a fAg paper,give  yourself a budget of 10-12k incl vat and get yourself something that’s comfortable everything works etc.
When a van gets to a certain age like a car it gets put out to grass like an animal that’s had its use,people get rid of vehicles at a certain time for a reason things are either gone or are about to  go on it. I wouldn’t consider anything with 125000 miles on it unless I’d owned it therefore knowing it’s been looked after,a van of this age will need its oil changing a lot more frequently I’d change the oil on anything of that age every 3-5k.

[Scrimble]

Any warranty on a van that’s extended is worth about a fAg paper,

extending the manufacturers warranty is worthless? Doblos come with 3 years warranty and can be extended to 5 at the dealership, if it breaks you take it back and it comes back to you fixed, I know I have 8 Doblos and the warranty is well worth it,

my latest Doblo has 5 years breakdown, servicing and warranty,

[KS Cleaning]

Winp®oClean

Get what you mean, I hope to get back van repaired.

If that’s the case I think later this coming year I may lease.

I’ve had turbo go on this van
Which I naively believed van company I bought from did a proper service
Paperwork checkboxes didn’t have a tick in oil change box
Assured oil changed etc

Also had to do glow plug 🔌

It’s a lottery with second hand vans

Paying say £200 a month for a new van
With 3 year warranty
No mot’s, road tax,  repair bills seems appealing

Then giving keys back after 3 years, repeat
🤔

A tax deductible expense I assume

As said new ulez rules coming nearby
Government wants all electric vehicles 🚗 in another 10 + years

Buying a new van then government moves goal posts on pollution regs
Could leave you with a worthless asset
Understand vehicles depreciate

But if you buy on finance new over say 5 years you may end up in the 💩
If your van doesn’t fit the new eco tech rules
Just an opinion

Whilst leasing will mean lower monthly payments over buying outright, at the end of it you don’t have an asset. In nearly all cases leasing will cost more money than buying outright in the long term. You are essentially paying the vans depreciation plus a little more. Leasing is a salesman’s dream as it’s easy to entice buyers with the promise of low monthly payments, a wise buyer will look further into the deal and calculate what the total cost is going to be. Also look out for penalties if you try to come out of the deal early, as an example depreciation of a van will be approx 20% first year, 15% second year, 10% third year, so over a 3 year term depreciation would be calculated at an average of15% per year, if you come out of that deal early depreciation would then be charged at the higher percentage so there will be penalties applied.
Road tax still has to be paid when leasing and if you want to add a maintenance package that will also come at a cost.

[NWH]

I know on some vans they started selling them with huge warranty but that wouldn’t happen with vans that fly out the showroom,I just think it’s madness buying a van for what we do with 100 odd 1000 miles on the clock,that kind of van would be more suited to a builder that just needs to get to the site and home again in it.

[a900]

When a van gets to a certain age like a car it gets put out to grass like an animal that’s had its use,people get rid of vehicles at a certain time for a reason things are either gone or are about to  go on it. I wouldn’t consider anything with 125000 miles on it unless I’d owned it therefore knowing it’s been looked after,a van of this age will need its oil changing a lot more frequently I’d change the oil on anything of that age every 3-5k.

I purchased my van when it was 6 years old and had 206000 miles on the clock. I do the oil changes on the book roughly 14k miles. Have changed the gearbox and diff oils. On 240000miles 4 years later. Vehicles will last a long time if they are German and looked after. Would happily buy another high mileage but newer van in future. One that has been looked after by the previous owner.

Saying that you can make the wisest second hand purchase and there is still an element of it being a lottery which you don’t have if you pay more a month but know what you’re paying if buying/financing new

[NWH]

I’m talking about in general it’s not a good move to buy a van that’s already had the vast majority of its life,if I looked at a van and someone said never needed a new turbo never needed a clutch etc I’d run a mile because it would be me that would be replacing them.

[JandS]

I paid £10k for a 15 plate with 37000 on it.......it's in excellent condition body wise and the engine looks tidy......the back is clean and nicely boarded out....it had all paperwork including full RAC inspection report...... had been looking for weeks for newer at the same price maybe 16/17 plate but most of them had at least 80k/100k on the clock or more....the ones around 65k on clock had mostly been abused especially in the back.
They aren't cheap 2nd hand at the moment.

[lee_dewing]

Ford Fiesta courtesy van showed up yesterday 👍
Wasn’t happy about having such a small van

Luckily there bigger than I remember 😉

[NWH]

👍 someone said 200 a month for a van what vans that then.

[motod]

Buying a new van then government moves goal posts on pollution regs
Could leave you with a worthless asset

But if you buy on finance new over say 5 years you may end up in the 💩
If your van doesn’t fit the new eco tech rules

I'm in the ULEZ zone. Need new van soon. Probably get 2nd hand diesel van as you say we dont know how long they will alow diesel or even petrol in th new ULEZ. Euro6 diesel for now, untill electric vans are cheaper I thinik...

[lee_dewing]

👍 someone said 200 a month for a van what vans that then.

Citroen berlingo 1.5 diesel 3 yr lease from vanarama

Unless I’ve misunderstood
Which is very possible 🤦‍♂️

[lee_dewing]

Motod

That’s why I’m considering leasing

As said buying new or 2-3 year old van
Might be worthless by the time you’ve made the last payment 🤦‍♂️

[deeege]

👍 someone said 200 a month for a van what vans that then.

Citroen berlingo 1.5 diesel 3 yr lease from vanarama

Unless I’ve misunderstood
Which is very possible 🤦‍♂️

Got a link?

I lease the Berlingo but pay more than that. Bare in mind you’ll need a 1000kg+ payload so the base model is no good. Also I need 15k mikes per year which bumps up the cost.

[High-Tower]

someone said 200 a month for a van what vans that then.

Citroen berlingo 1.5 diesel 3 yr lease from vanarama

Unless I’ve misunderstood
Which is very possible ‍♂️

Got a link?

I lease the Berlingo but pay more than that. Bare in mind you’ll need a 1000kg+ payload so the base model is no good. Also I need 15k mikes per year which bumps up the cost.

It’s 12months down, £165+vat, 60months, 6k per year. As soon as you reduce the years or increase the mileage it’s more like £200+vat.

Does anyone have a 650l in a 1000kg berlingo/partner/combo?
Could be a great 1 man polewashing van. Tank/reel/2poles/tele ladder. As much water as you could need and still compact and easy to park.

[deeege]

someone said 200 a month for a van what vans that then.

Citroen berlingo 1.5 diesel 3 yr lease from vanarama

Unless I’ve misunderstood
Which is very possible ‍♂️

Got a link?

I lease the Berlingo but pay more than that. Bare in mind you’ll need a 1000kg+ payload so the base model is no good. Also I need 15k mikes per year which bumps up the cost.

It’s 12months down, £165+vat, 60months, 6k per year. As soon as you reduce the years or increase the mileage it’s more like £200+vat.

Does anyone have a 650l in a 1000kg berlingo/partner/combo?
Could be a great 1 man polewashing van. Tank/reel/2poles/tele ladder. As much water as you could need and still compact and easy to park.

I have a 450 tank in the 1130 payload model. I really wouldn’t fancy having a 650 tank in the back. I’d be looking at a bigger van if I needed 650 litres.

[lee_dewing]

[quote It’s 12months down, £165+vat, 60months, 6k per year. As soon as you reduce the years or increase the mileage it’s more like £200+vat. ][/quote]

Ah 🤦‍♂️ Not read all details

But my situation is different,  Deeege.

6000 miles a year, one man band use 250 ltrs
A day.

[lee_dewing]

https://www.vanarama.com/citroen-van-leasing/berlingo/1-5-bluehdi-650kg-enterprise-75ps-start-stop-10030.html

Just looked here on this link

[lee_dewing]

Deeege

peugeot partner van Seems to offer better weight bearing options

Dearer though, not found any leasing options
Yet!

https://m.youtube.com/watch?v=SFbdZTrXcJo&t=312s

[RPCCS]

If the insurer wants to write it off buy bit back and take it to a small independent bony shop they will charge you slot less than an insurance approved body shop. It will end up being classed as a cat D  which you  will  have to declare when you come to sell it.