[KS Cleaning]

Just a wee heads up. I got an email from my accountant earlier today.
If there is to be help offered to the self employed, similar to what is being proposed for employees, you will possibly need information on earnings for the last 3 years.
Under normal circumstances your accountant ( if you have one ) would be able to provide this, however due to the numbers involved this might not be possible. The information needed will be on your tax computation provided by your accountant each year. If you haven’t retained your tax computations you will need to set up a personal tax account where you can access the information required directly from HMRC. Register at www.gov.uk/personal-tax-account.

[NWH]

Easy for me they have all my records,it’s a joke though really he was trying his hardest to avoid the self employed question he dodged it twice and said the same thing.
It will still be a real struggle for a lot in our game it’ll take a month to get anything and if you deal in a lot of cash or if  you haven’t been showing much you will get pittance.

[NWH]

After it’s declared tomorrow what’s happening there will still be 1000s not getting enough to cover the bills etc I reckon,he said it’s taken longer because it will all have to worked out individually you wait some people will end up still needing to sneak out and work.

[deeege]

Easy for me they have all my records,it’s a joke though really he was trying his hardest to avoid the self employed question he dodged it twice and said the same thing.
It will still be a real struggle for a lot in our game it’ll take a month to get anything and if you deal in a lot of cash or if  you haven’t been showing much you will get pittance.

Can you think of one single reason why someone who has dodged paying their taxes should now get the benefit of government support?

They made the decision to opt out of the system themselves.

[James Styles]

If it’s based off 3 years I’m screwed as I’ve only been self employed for 10 months 

[deeege]

If it’s based off 3 years I’m screwed as I’ve only been self employed for 10 months 

I’ve only been self employed for 12 months also. There’s also 1m people that are self employed now that weren’t 12 months ago. These are the kind of details that they will have been ironing out over the last week.

I’m hoping for the best but expecting the worse. I don’t think there will be anything for domestic window cleaners though, as they want and encourage  us to carry on working in the community. This has been made quite clear imo.

[G Griffin]

By Nicola Sturgeon.
Would we be classed as essential. I don't think so.

[Soupy]

Easy for me they have all my records,it’s a joke though really he was trying his hardest to avoid the self employed question he dodged it twice and said the same thing.
It will still be a real struggle for a lot in our game it’ll take a month to get anything and if you deal in a lot of cash or if  you haven’t been showing much you will get pittance.

If you deal in cash and don't declare it then tough titties I'm afraid.

[Soupy]

By Nicola Sturgeon.
Would we be classed as essential. I don't think so.

Speak for yourself. I'm super important me.

[p1w1]

If it’s based off 3 years I’m screwed as I’ve only been self employed for 10 months 

I’ve only been self employed for 12 months also. There’s also 1m people that are self employed now that weren’t 12 months ago. These are the kind of details that they will have been ironing out over the last week.

I’m hoping for the best but expecting the worse. I don’t think there will be anything for domestic window cleaners though, as they want and encourage  us to carry on working in the community. This has been made quite clear imo.

This is another problem when it comes to sorting self employed help and why it will take longer. What if the window cleaner or similar tradesmen needs to stay at home as the other half is high risk or at the moment schools forced to close and someone needs to look after the kids etc. Its a tough one for the government.

[deeege]

If it’s based off 3 years I’m screwed as I’ve only been self employed for 10 months 

I’ve only been self employed for 12 months also. There’s also 1m people that are self employed now that weren’t 12 months ago. These are the kind of details that they will have been ironing out over the last week.

I’m hoping for the best but expecting the worse. I don’t think there will be anything for domestic window cleaners though, as they want and encourage  us to carry on working in the community. This has been made quite clear imo.

This is another problem when it comes to sorting self employed help and why it will take longer. What if the window cleaner or similar tradesmen needs to stay at home as the other half is high risk or at the moment schools forced to close and someone needs to look after the kids etc. Its a tough one for the government.

Yep it’s a bit of minefield isn’t it. There’s also the issue of why would they pay out 80% to a tradesman and then that tradesman could carry on working. I couldn’t personally bring myself to do that but there would be thousands that would. I know plenty that would view it as an opportunity for a nice short term pay rise.

I strongly think there is going to be a full list of trades/jobs that they consider can carry on working and will get nothing. We’ll be right at the top of that list.

Would be a kick in the nuts for me and the other commercial lads that have genuinely lost work with the prospect of never regaining that work.

[NWH]

Id be quiet happy to carry on working it’s better for you mentally and more importantly financially,this will be like work insurance you’ll only get a percentage of what you declare or profit,I was just saying it because I reckon with up to 2500 a month being banded about will get some people thinking that’s what they’ll get,some will get nothing like that. 

[JJay]

By Nicola Sturgeon.
Would we be classed as essential. I don't think so.

Andy by chief Medical of United Kindgom and Boris Prime Minister in todays update ? If you have to work then go to work but focus to break transmission. Follow the guidelines strictly and you would be okay.
Many business still have to operate that's why they gave the guidelines to minimise risk.   

[p1w1]

I still think it will be some welfare type benefit claim that will be offered but just better then the last one and easier to apply or perhaps some tax relief of some sort that they wont want back, I cant see a fairer way really.  Anyway we will see more tomorrow.

[Clean Cloth]

If it’s based off 3 years I’m screwed as I’ve only been self employed for 10 months 

I’ve only been self employed for 12 months also. There’s also 1m people that are self employed now that weren’t 12 months ago. These are the kind of details that they will have been ironing out over the last week.

I’m hoping for the best but expecting the worse. I don’t think there will be anything for domestic window cleaners though, as they want and encourage  us to carry on working in the community. This has been made quite clear imo.

I have been self employed for 2 years and filled in my tax returns online.
Most of my customers pay cash and a few by bank transfer, I declared everything I earned and after making pension contributions I was under the 12k profits so no tax was due.
I have lost 30% of my income from camp site work which have been told to close and some inside work this week. I would prefer to work and try to claim the jobs that have been lost.

[G Griffin]

By Nicola Sturgeon.
Would we be classed as essential. I don't think so.

Speak for yourself. I'm super important me.

You have to go to work. Nicola said.

[Stoots]

well ive no idea where i stand 

my business is Ltd, im a director which technically makes me an officer ......doesnt seem i fit into  either self employed or an employee as i dont have an employment contract

will be interesting to see how this pans out over the next month or so

[deeege]

If it’s based off 3 years I’m screwed as I’ve only been self employed for 10 months 

I’ve only been self employed for 12 months also. There’s also 1m people that are self employed now that weren’t 12 months ago. These are the kind of details that they will have been ironing out over the last week.

I’m hoping for the best but expecting the worse. I don’t think there will be anything for domestic window cleaners though, as they want and encourage  us to carry on working in the community. This has been made quite clear imo.

I have been self employed for 2 years and filled in my tax returns online.
Most of my customers pay cash and a few by bank transfer, I declared everything I earned and after making pension contributions I was under the 12k profits so no tax was due.
I have lost 30% of my income from camp site work which have been told to close and some inside work this week. I would prefer to work and try to claim the jobs that have been lost.

I’m similar. Always paid my taxes and stamp although just the last year was self assessment, previous 10 years was a company director so paid minimal salary and the rest by dividends.

As things stand I’ve lost around £1800 a month work, showhomes/offices/care homes/retail, all of which is 100% down to the Corona Virus. Quite a decent chunk of my work. I’m hoping to get the majority of it back but who really knows.

As Boris said “we are going to leave nobody behind” and “we are in this together”. This time tomorrow we will know if he was telling us the truth.

[rah]

Easy for me they have all my records,it’s a joke though really he was trying his hardest to avoid the self employed question he dodged it twice and said the same thing.
It will still be a real struggle for a lot in our game it’ll take a month to get anything and if you deal in a lot of cash or if  you haven’t been showing much you will get pittance.

If anyone has been taking lots of cash and not showing it, then, who is to blame for that! Can't take when you don't put enough in.

[G Griffin]

I wouldn't worry about what Sturgeon has said.
We'll find out tomorrow.

[CleanClear]

If it’s based off 3 years I’m screwed as I’ve only been self employed for 10 months 

I'm guessing here mate but trying to think a worse case scenario for those in your situation. If would have to be the minimum Universal Credit you would get , or for higher maybe if you provide some books to back up a claim for greater. Think positive, they did say no one would be left behind or out of pocket.

[G Griffin]

If it’s based off 3 years I’m screwed as I’ve only been self employed for 10 months 

I’ve only been self employed for 12 months also. There’s also 1m people that are self employed now that weren’t 12 months ago. These are the kind of details that they will have been ironing out over the last week.

I’m hoping for the best but expecting the worse. I don’t think there will be anything for domestic window cleaners though, as they want and encourage  us to carry on working in the community. This has been made quite clear imo.

This is another problem when it comes to sorting self employed help and why it will take longer. What if the window cleaner or similar tradesmen needs to stay at home as the other half is high risk or at the moment schools forced to close and someone needs to look after the kids etc. Its a tough one for the government.

It's going to be a hard one, p1.
If I can go to work, that'd be good and my lad has a place in school. But they're are only looking after them; no proper teaching. He came from school the other day and all his assigned work was wrong. We had to do it again.
I don't want his education to suffer just so I can go to work. It's only two or three days a week though, if that.
Bloody teachers .

[NWH]

I don’t reckon it’ll be enough to jump up and down about what some people think is enough to live on spend that on feeding the cats and dogs 🐕 lol,I don’t think it will be anywhere near the 2500 mark.

[NWH]

Sorry I mean if you were supposedly entitled to that amount being the limit,how much will that cost helping out 5000000 self employed.
No wonder he looked like he’d messed himself when self employed was mentioned.

[Missing Link]

What if the window cleaner or similar tradesmen needs to stay at home as the other half is high risk or at the moment schools forced to close and someone needs to look after the kids etc. Its a tough one for the government.

What if?

Just stay at home and live off your missis.

BoJo said he wasn't shutting down the economy, so I wouldn't get your hopes up anyway.

[Missing Link]

Bloody teachers .

I spoke to a fell running teacher on Saturday.  He said he was off till Autumn; he smiled and said it was "surreal", being off for six/seven months on full pay.

I said won't you take at turn looking after key worker's kids?  And he said no, because he teaches at a university.

I said "Brilliant!" and his smile turned into a massive grin.

He's loving it.

[NWH]

I’d hate being off that long you can’t go anywhere there’s only so many jobs you can do round the house,no thanks I’d rather be working he will just be another fat teacher when he goes back.

[KS Cleaning]

well ive no idea where i stand 

my business is Ltd, im a director which technically makes me an officer ......doesnt seem i fit into  either self employed or an employee as i dont have an employment contract

will be interesting to see how this pans out over the next month or so

Also from my accountants email
Directors of limited companies are not self-employed. There is still no information whether they will be counted as employees for the purpose of the 80% funding that will be available, however it is likely they will be excluded unless there is a contract of employment that has been in place for some time.

[deeege]

Bloody teachers .

I spoke to a fell running teacher on Saturday.  He said he was off till Autumn; he smiled and said it was "surreal", being off for six/seven months on full pay.

I said won't you take at turn looking after key worker's kids?  And he said no, because he teaches at a university.

I said "Brilliant!" and his smile turned into a massive grin.

He's loving it.

Is there much demand for fell running teachers?

[p1w1]

What if the window cleaner or similar tradesmen needs to stay at home as the other half is high risk or at the moment schools forced to close and someone needs to look after the kids etc. Its a tough one for the government.

What if?

Just stay at home and live off your missis.

BoJo said he wasn't shutting down the economy, so I wouldn't get your hopes up anyway.

Read my previous posts and you'll see I've never had my hopes up or expected anything from them. I'm quit happy to go to work I'm just choosing not to this week,  for other reasons.

[Missing Link]

Is there much demand for fell running teachers?

I see what you did there. 

But actually, I do the photography for Elements Active and Ruth (the fell running teacher) teaches women how to do fell running.  Her courses are always fully booked.

So yes.

[KS Cleaning]

If it’s based off 3 years I’m screwed as I’ve only been self employed for 10 months 

I’ve only been self employed for 12 months also. There’s also 1m people that are self employed now that weren’t 12 months ago. These are the kind of details that they will have been ironing out over the last week.

I’m hoping for the best but expecting the worse. I don’t think there will be anything for domestic window cleaners though, as they want and encourage  us to carry on working in the community. This has been made quite clear imo.

This is another problem when it comes to sorting self employed help and why it will take longer. What if the window cleaner or similar tradesmen needs to stay at home as the other half is high risk or at the moment schools forced to close and someone needs to look after the kids etc. Its a tough one for the government.

It's going to be a hard one, p1.
If I can go to work, that'd be good and my lad has a place in school. But they're are only looking after them; no proper teaching. He came from school the other day and all his assigned work was wrong. We had to do it again.
I don't want his education to suffer just so I can go to work. It's only two or three days a week though, if that.
Bloody teachers .

C’mon Griff give the teachers a break........my wife’s a teacher😆 I think she gets a little bit peeved when she hears how much us window cleaners earn for what are relatively part time hours compared to hers, or it could be that she had to spend 4 years at Uni racking up debt, whilst we can learn our job in ........5 minutes🤪

[G Griffin]

What if the window cleaner or similar tradesmen needs to stay at home as the other half is high risk or at the moment schools forced to close and someone needs to look after the kids etc. Its a tough one for the government.

What if?

Just stay at home and live off your missis.

BoJo said he wasn't shutting down the economy, so I wouldn't get your hopes up anyway.

Why should he?
BoJo shut the schools.

[Soupy]

By Nicola Sturgeon.
Would we be classed as essential. I don't think so.

Speak for yourself. I'm super important me.

You have to go to work. Nicola said.

She's not the boss of me.

[G Griffin]

Bloody teachers .

I spoke to a fell running teacher on Saturday.  He said he was off till Autumn; he smiled and said it was "surreal", being off for six/seven months on full pay.

I said won't you take at turn looking after key worker's kids?  And he said no, because he teaches at a university.

I said "Brilliant!" and his smile turned into a massive grin.

He's loving it.

Who knew?
You think he'd volunteer seeing as we're paying him all that money for doing nowt.

[G Griffin]

By Nicola Sturgeon.
Would we be classed as essential. I don't think so.

Speak for yourself. I'm super important me.

You have to go to work. Nicola said.

She's not the boss of me.

She's a champion of window cleaners though. And gardeners.
Don't let her down.

[Missing Link]

or it could be that she had to spend 4 years at Uni racking up debt, whilst we can learn our job in ........5 minutes🤪

University is really difficult; trying to fit the studies in-between all the drinking, partying, sex and drugs.

Terrible isn't it?

Teaching isn't easy though; I wouldn't want to do it.  Kids are 'orrible things.

[Missing Link]

Who knew?
You think he'd volunteer seeing as we're paying him all that money for doing nowt.

He may; I don't know him well enough to know!

I doubt it though; the impression he gave me was that he couldn't believe his luck.

[G Griffin]

If it’s based off 3 years I’m screwed as I’ve only been self employed for 10 months 

I’ve only been self employed for 12 months also. There’s also 1m people that are self employed now that weren’t 12 months ago. These are the kind of details that they will have been ironing out over the last week.

I’m hoping for the best but expecting the worse. I don’t think there will be anything for domestic window cleaners though, as they want and encourage  us to carry on working in the community. This has been made quite clear imo.

This is another problem when it comes to sorting self employed help and why it will take longer. What if the window cleaner or similar tradesmen needs to stay at home as the other half is high risk or at the moment schools forced to close and someone needs to look after the kids etc. Its a tough one for the government.

It's going to be a hard one, p1.
If I can go to work, that'd be good and my lad has a place in school. But they're are only looking after them; no proper teaching. He came from school the other day and all his assigned work was wrong. We had to do it again.
I don't want his education to suffer just so I can go to work. It's only two or three days a week though, if that.
Bloody teachers .

C’mon Griff give the teachers a break........my wife’s a teacher😆 I think she gets a little bit peeved when she hears how much us window cleaners earn for what are relatively part time hours compared to hers, or it could be that she had to spend 4 years at Uni racking up debt, whilst we can learn our job in ........5 minutes🤪

His teachers, KS.
I think there were two teachers in and a few assistants. My son asked one of the teachers, the head, about some algebra and he said 'oh, I don't know, it's years since I've done that'.
That was the deal though. They're there just to look after them.
Is your wife in work, mate?

[G Griffin]

Who knew?
You think he'd volunteer seeing as we're paying him all that money for doing nowt.

He may; I don't know him well enough to know!

I doubt it though; the impression he gave me was that he couldn't believe his luck.

He is a lucky bloke because of those thousands of people dying.
Something to smile about, eh?

[G Griffin]

Bloody teachers .

I spoke to a fell running teacher on Saturday.  He said he was off till Autumn; he smiled and said it was "surreal", being off for six/seven months on full pay.

I said won't you take at turn looking after key worker's kids?  And he said no, because he teaches at a university.

I said "Brilliant!" and his smile turned into a massive grin.

He's loving it.

Is there much demand for fell running teachers?

[KS Cleaning]

If it’s based off 3 years I’m screwed as I’ve only been self employed for 10 months 

I’ve only been self employed for 12 months also. There’s also 1m people that are self employed now that weren’t 12 months ago. These are the kind of details that they will have been ironing out over the last week.

I’m hoping for the best but expecting the worse. I don’t think there will be anything for domestic window cleaners though, as they want and encourage  us to carry on working in the community. This has been made quite clear imo.

This is another problem when it comes to sorting self employed help and why it will take longer. What if the window cleaner or similar tradesmen needs to stay at home as the other half is high risk or at the moment schools forced to close and someone needs to look after the kids etc. Its a tough one for the government.

It's going to be a hard one, p1.
If I can go to work, that'd be good and my lad has a place in school. But they're are only looking after them; no proper teaching. He came from school the other day and all his assigned work was wrong. We had to do it again.
I don't want his education to suffer just so I can go to work. It's only two or three days a week though, if that.
Bloody teachers .

C’mon Griff give the teachers a break........my wife’s a teacher😆 I think she gets a little bit peeved when she hears how much us window cleaners earn for what are relatively part time hours compared to hers, or it could be that she had to spend 4 years at Uni racking up debt, whilst we can learn our job in ........5 minutes🤪

His teachers, KS.
I think there were two teachers in and a few assistants. My son asked one of the teachers, the head, about some algebra and he said 'oh, I don't know, it's years since I've done that'.
That was the deal though. They're there just to look after them.
Is your wife in work, mate?

That’s the same as here mate, there is no teaching, or if there is that is down to the teachers discretion and would be more of a one to one basis rather than group sessions. They are actually calling them activity centres here. It is 2 teachers per 10 kids, I say teachers, it could be classroom assistants, nursery teachers early years officers etc, etc. My wife is a depute head teacher so has been working silly hours from home organising the rotas for staffing the ‘ activity centre ‘. she will also be taking her fair share of shifts as it is open from 8 - 6. They are also open during the Easter holidays which I know was a particular concern of yours.

[davids3511]

Easy for me they have all my records,it’s a joke though really he was trying his hardest to avoid the self employed question he dodged it twice and said the same thing.
It will still be a real struggle for a lot in our game it’ll take a month to get anything and if you deal in a lot of cash or if  you haven’t been showing much you will get pittance.

Can you think of one single reason why someone who has dodged paying their taxes should now get the benefit of government support?

They made the decision to opt out of the system themselves.

Absolutely, if you don't pay in to support the system why should the system support you when you need it.

[G Griffin]

If it’s based off 3 years I’m screwed as I’ve only been self employed for 10 months 

I’ve only been self employed for 12 months also. There’s also 1m people that are self employed now that weren’t 12 months ago. These are the kind of details that they will have been ironing out over the last week.

I’m hoping for the best but expecting the worse. I don’t think there will be anything for domestic window cleaners though, as they want and encourage  us to carry on working in the community. This has been made quite clear imo.

This is another problem when it comes to sorting self employed help and why it will take longer. What if the window cleaner or similar tradesmen needs to stay at home as the other half is high risk or at the moment schools forced to close and someone needs to look after the kids etc. Its a tough one for the government.

It's going to be a hard one, p1.
If I can go to work, that'd be good and my lad has a place in school. But they're are only looking after them; no proper teaching. He came from school the other day and all his assigned work was wrong. We had to do it again.
I don't want his education to suffer just so I can go to work. It's only two or three days a week though, if that.
Bloody teachers .

C’mon Griff give the teachers a break........my wife’s a teacher😆 I think she gets a little bit peeved when she hears how much us window cleaners earn for what are relatively part time hours compared to hers, or it could be that she had to spend 4 years at Uni racking up debt, whilst we can learn our job in ........5 minutes🤪

His teachers, KS.
I think there were two teachers in and a few assistants. My son asked one of the teachers, the head, about some algebra and he said 'oh, I don't know, it's years since I've done that'.
That was the deal though. They're there just to look after them.
Is your wife in work, mate?

That’s the same as here mate, there is no teaching, or if there is that is down to the teachers discretion and would be more of a one to one basis rather than group sessions. They are actually calling them activity centres here. It is 2 teachers per 10 kids, I say teachers, it could be classroom assistants, nursery teachers early years officers etc, etc. My wife is a depute head teacher so has been working silly hours from home organising the rotas for staffing the ‘ activity centre ‘. she will also be taking her fair share of shifts as it is open from 8 - 6. They are also open during the Easter holidays which I know was a particular concern of yours.

Oh right, I didn't know that. That'd be good for all of us if I'm allowed to work. I'd just have to put up with the window cleaning and teaching.
Cheers, mate. I appreciate it.

[Stoots]

well ive no idea where i stand 

my business is Ltd, im a director which technically makes me an officer ......doesnt seem i fit into  either self employed or an employee as i dont have an employment contract

will be interesting to see how this pans out over the next month or so

Also from my accountants email
Directors of limited companies are not self-employed. There is still no information whether they will be counted as employees for the purpose of the 80% funding that will be available, however it is likely they will be excluded unless there is a contract of employment that has been in place for some time.

Yes although technically not self employed my accountant said it is possible they could be treated as such depending on the details of the scheme. They could also be treated as employees again depending on the details which we don't know. If you don't fit one category would you be put into the other or just left out in no mans land? Guess we will find out over the next few weeks.

[lee_dewing]

I strongly think there is going to be a full list of trades/jobs that they consider can carry on working and will get nothing. We’ll be right at the top of that list.

I think 🤔 that’s bang on !

I can’t see most self employed getting much more than £250 a week off HMRC

But that’s just my uneducated guess

Lots of

“Well they’ve had deferred tax bills, you can have mortgage holiday” etc etc

I’d rather carry on working but what the future holds with our customer base 🤷🏻‍♂️

I’m 100% domestic

But what the economy and our customers financial health will be like in the future?

Hope the nation recovers quickly

And more importantly we don’t lose our loved ones

Already to many have sadly lost their lives 🙇🏻‍♂️

I can’t help but think someone somewhere is buying loads of cheap shares and due to make even more millions

And Big business when the time comes will be booting out their staff
In the name of profit come April 2021

Stay well all 🏃🦠

[Missing Link]

I’d rather carry on working but what the future holds with our customer base 🤷🏻‍♂️

I’m 100% domestic

What a great position you're in.  Businesses will have been hit hard.  I've lost a garden centre (for now) and a large wedding venue/hotel and probably quite a few units at a business park we clean.

Luckily enough 70/80% of our work is domestic though.

Most of my customers are retired, work for government (teachers and civil servants) and others who appear to be relatively comfortable.  These are fixed income types; they'll remain pretty much unaffected.

Higher taxes/food/fuel/mortgage interest in the future may have an impact, but I doubt enough for us to really hurt.

[NWH]

Don’t shoot me down but for years i have been saying domestic is best loads of eggs scattered about the place,I was cleaning a house many years ago and a woman stopped and spoke to me she said you want to get more commercial that’s where the money is,my husbands a window cleaner.
She said shops and offices will always need window cleaners and you can be out at 4 in the morning and be finished by 11 and you’ll have done your money for the day,in a lot of cases you’ll only need to work 3 days a week.
I’ve always been wary of having too much commercial work this has always been in the back of my mind,I’ve worked thorough 3 recessions and have never suffered on the domestic side,the same can’t and will never  be said for commercial.

[lee_dewing]

Tosh

Yes I’m sure  you’re right

Let’s all stay well 👍

NWH
Yes I’ve never been interested in commercial

Agree more money to be made or seems that way

No loyalty with commercial cheapest price wins, mostly

I like domestic it fits around my Life

Who could of predicted current situation 🙇🏻‍♂️

What I thought were problems in my life are really so trivial

[Missing Link]

No loyalty with commercial cheapest price wins, mostly

It depends, but I've had some good commercial jobs for over a decade.

Quite often though this is because the person who initially contracted me has worked there for over a decade; so a relationship has been built.

[NWH]

Less loyalty with commercial end of story you are dependant on peoples incomes yes I agree with domestics as well,when a commercial building shuts that’s it with a house there’s a good chance they’ll keep you on they may put you back a bit but that doesn’t mean it’s as final as it is with say an office or shop building as we are seeing.

[NWH]

You’ll see who recovers quicker when this all ends lots of commercial properties will become houses or flats,they’ll carry on building banks will work together.
Shops and small business that rent buildings that you are talking about will be gone and most for good.

[johnny bravo]

all self employed are registered.    surely they can see on HMRC your last 3 year earnings.    calculate that .  you get a percentage.     I can see more going to work next week if its a balls up..      They might give clearer guidelined which self employed proffesion can go to work.    sole operators who CAN keep the distance rule.    We can make it 3/4 metre rule.   No one needs to come near us.
Most wear gloves, I do.  WFP poles.     

[P @ F]

I’m going to have to work if allowed next week, the help package will be far from instant , and I think 50% of my bills are not offering breaks , will have to find out today

[NWH]

I’ve had people calling and texting saying they want there windows cleaning still they are still having the gardeners and other workers round,the places are vast a lot of them you don’t come into contact with anyone.
I still think later on today it will be a poor offering they may even say people like us if you work alone and customers are compliant carry on,you won’t get any kind of payment anyway until the end of April doesn’t matter what it is.

[G Griffin]

I’m going to have to work if allowed next week, the help package will be far from instant , and I think 50% of my bills are not offering breaks , will have to find out today

You can't work and claim the package.
I can't see them offering a deal without a lockdown. If they do, it'll be another can of worms and back to square one.
The cost of a lockdown will be massive but it's a price they/we will have to pay.

[G Griffin]

I’ve had people calling and texting saying they want there windows cleaning still they are still having the gardeners and other workers round,the places are vast a lot of them you don’t come into contact with anyone.
I still think later on today it will be a poor offering they may even say people like us if you work alone and customers are compliant carry on,you won’t get any kind of payment anyway until the end of April doesn’t matter what it is.

Nicola bloody Sturgeon!

[harleyman]

its alright saying go to work but at the end of the  day its your customers choice to want you there in the first place some, undoubtedly may,  but you may get shunned  and slated from other people put on social media  then that is your reputation ruined. i have always put money aside just in case no matter what. that,s the way i was brought up.any its every ones choice. stay safe .

[harleyman]

shes trump in a frock   has far as im concerned.

[Missing Link]

its alright saying go to work but at the end of the  day its your customers choice to want you there in the first place some, undoubtedly may,  but you may get shunned  and slated from other people put on social media  then that is your reputation ruined. i have always put money aside just in case no matter what. that,s the way i was brought up.any its every ones choice. stay safe .

Yes, so why did you get hysterical and try to shame people in not working?

You also didn't mention that you can live off your wife's wage too.

[deeege]

I’ve just logged in to my tax account to check up on exactly I’ve paid myself over the last 3 years.

16/17 - £6k from employment - rest dividend
17/18 - £6k from employment - rest dividend
18/19 - £10k from employment - rest dividend.

So assuming it’s true I’ll only be entitled to a maximum of 80% of wages and 0 from dividends, I’ll get a maximum of £500 per month 😂 (assuming it’s not means tested also)

I’d much rather be able to go to work but with all of my commercial accounts now on hold I don’t even have that option.

Looks like the rainy day has definitely arrived doesn’t it.

This place is going to go into meltdown later  when the reality sinks in that most if us will get basically nothing from the government by way of support.

[RPCCS]

or it could be that she had to spend 4 years at Uni racking up debt, whilst we can learn our job in ........5 minutes🤪

University is really difficult; trying to fit the studies in-between all the drinking, partying, sex and drugs.

Terrible isn't it?

Teaching isn't easy though; I wouldn't want to do it.  Kids are 'orrible things.

Don't tar all students with the same brush. My daughter finished uni inn June last year and didn't party go out on the lash or go shagging around. She now has over 30k of debt and still no job. Its not a non stop party for everyone.

[NWH]

The customers that are calling me are out of the way vehicle can’t be seen etc,I’ll be tempted come 5 o’clock when they say we will didly squat 😂

[P @ F]

So should I take my gross or net  over the last 3 years to get my shock ?

[G Griffin]

So should I take my gross or net  over the last 3 years to get my shock ?

Dunno yet.
It'd be net, I think. It'll be like a compensatory package so it's not going to be too detailed.

[Slacky]

I’ve had people calling and texting saying they want there windows cleaning still they are still having the gardeners and other workers round,the places are vast a lot of them you don’t come into contact with anyone.
I still think later on today it will be a poor offering they may even say people like us if you work alone and customers are compliant carry on,you won’t get any kind of payment anyway until the end of April doesn’t matter what it is.

Can you put a screenshot up of these imaginary texts and your reply please.

[Slacky]

I’ve just logged in to my tax account to check up on exactly I’ve paid myself over the last 3 years.

16/17 - £6k from employment - rest dividend
17/18 - £6k from employment - rest dividend
18/19 - £10k from employment - rest dividend.

So assuming it’s true I’ll only be entitled to a maximum of 80% of wages and 0 from dividends, I’ll get a maximum of £500 per month 😂 (assuming it’s not means tested also)

I’d much rather be able to go to work but with all of my commercial accounts now on hold I don’t even have that option.

Looks like the rainy day has definitely arrived doesn’t it.

This place is going to go into meltdown later  when the reality sinks in that most if us will get basically nothing from the government by way of support.

Why have you submitted such low figures. The reality is no-one earns that these days. I presume it was to avoid paying tax?

[davids3511]

I’ve just logged in to my tax account to check up on exactly I’ve paid myself over the last 3 years.

16/17 - £6k from employment - rest dividend
17/18 - £6k from employment - rest dividend
18/19 - £10k from employment - rest dividend.

So assuming it’s true I’ll only be entitled to a maximum of 80% of wages and 0 from dividends, I’ll get a maximum of £500 per month 😂 (assuming it’s not means tested also)

I’d much rather be able to go to work but with all of my commercial accounts now on hold I don’t even have that option.

Looks like the rainy day has definitely arrived doesn’t it.

This place is going to go into meltdown later  when the reality sinks in that most if us will get basically nothing from the government by way of support.

You wont even get the £500. My accountant recons you cant furlough yourself from your own company.

[p1w1]

I’ve had people calling and texting saying they want there windows cleaning still they are still having the gardeners and other workers round,the places are vast a lot of them you don’t come into contact with anyone.
I still think later on today it will be a poor offering they may even say people like us if you work alone and customers are compliant carry on,you won’t get any kind of payment anyway until the end of April doesn’t matter what it is.

Can you put a screenshot up of these imaginary texts and your reply please.

Give him time for his Mrs to make something up for him 

[davids3511]

I’ve just logged in to my tax account to check up on exactly I’ve paid myself over the last 3 years.

16/17 - £6k from employment - rest dividend
17/18 - £6k from employment - rest dividend
18/19 - £10k from employment - rest dividend.

So assuming it’s true I’ll only be entitled to a maximum of 80% of wages and 0 from dividends, I’ll get a maximum of £500 per month 😂 (assuming it’s not means tested also)

I’d much rather be able to go to work but with all of my commercial accounts now on hold I don’t even have that option.

Looks like the rainy day has definitely arrived doesn’t it.

This place is going to go into meltdown later  when the reality sinks in that most if us will get basically nothing from the government by way of support.

Why have you submitted such low figures. The reality is no-one earns that these days. I presume it was to avoid paying tax?

That is just the PAYE portion of his income. He pays the majority of the tax on the profit the company makes through corporation tax and divident tax.

[Missing Link]

Don't tar all students with the same brush. My daughter finished uni inn June last year and didn't party go out on the lash or go shagging around. She now has over 30k of debt and still no job. Its not a non stop party for everyone.

Yes, I'm sure some a proper angels.

But it is a party for the majority of them.

I don't feel sorry for anyone who had a university education and they only start paying back their debt when they earn over £25k a year, via an adjustment in their tax code, at a very low rate.

[Slacky]

I’ve just logged in to my tax account to check up on exactly I’ve paid myself over the last 3 years.

16/17 - £6k from employment - rest dividend
17/18 - £6k from employment - rest dividend
18/19 - £10k from employment - rest dividend.

So assuming it’s true I’ll only be entitled to a maximum of 80% of wages and 0 from dividends, I’ll get a maximum of £500 per month 😂 (assuming it’s not means tested also)

I’d much rather be able to go to work but with all of my commercial accounts now on hold I don’t even have that option.

Looks like the rainy day has definitely arrived doesn’t it.

This place is going to go into meltdown later  when the reality sinks in that most if us will get basically nothing from the government by way of support.

Why have you submitted such low figures. The reality is no-one earns that these days. I presume it was to avoid paying tax?

That is just the PAYE portion of his income. He pays the majority of the tax on the profit the company makes through corporation tax and divident tax.

Ok. Thanks. I’m fick when it comes to that kind of thing.

[deeege]

I’ve just logged in to my tax account to check up on exactly I’ve paid myself over the last 3 years.

16/17 - £6k from employment - rest dividend
17/18 - £6k from employment - rest dividend
18/19 - £10k from employment - rest dividend.

So assuming it’s true I’ll only be entitled to a maximum of 80% of wages and 0 from dividends, I’ll get a maximum of £500 per month 😂 (assuming it’s not means tested also)

I’d much rather be able to go to work but with all of my commercial accounts now on hold I don’t even have that option.

Looks like the rainy day has definitely arrived doesn’t it.

This place is going to go into meltdown later  when the reality sinks in that most if us will get basically nothing from the government by way of support.

Why have you submitted such low figures. The reality is no-one earns that these days. I presume it was to avoid paying tax?

That is just the PAYE portion of his income. He pays the majority of the tax on the profit the company makes through corporation tax and divident tax.

Ok. Thanks. I’m fick when it comes to that kind of thing.

Yes as David3511 pointed out, it’s the tax efficient way of paying yourself when a director of a limited company. The rest is paid as a dividend and the tax is paid by the LTD company as corporation tax 20%.

Certainly nothing dodgy and every penny earned is declared and tax paid on it.

[Stoots]

I’ve just logged in to my tax account to check up on exactly I’ve paid myself over the last 3 years.

16/17 - £6k from employment - rest dividend
17/18 - £6k from employment - rest dividend
18/19 - £10k from employment - rest dividend.

So assuming it’s true I’ll only be entitled to a maximum of 80% of wages and 0 from dividends, I’ll get a maximum of £500 per month 😂 (assuming it’s not means tested also)

I’d much rather be able to go to work but with all of my commercial accounts now on hold I don’t even have that option.

Looks like the rainy day has definitely arrived doesn’t it.

This place is going to go into meltdown later  when the reality sinks in that most if us will get basically nothing from the government by way of support.

Are you a director? I think I've dropped a bollock by going Ltd, looks like we might be left out. Neither considered employed nor self employed.

[Jonny 87]

its alright saying go to work but at the end of the  day its your customers choice to want you there in the first place some, undoubtedly may,  but you may get shunned  and slated from other people put on social media  then that is your reputation ruined. i have always put money aside just in case no matter what. that,s the way i was brought up.any its every ones choice. stay safe .

Harley you’ve made your position absoloutly   clear.

This is a moral stance your taking.

So even when it’s announced tonight that we are going to get zero help, your not going out your house until this is all over. Looking at 6 months probably.

I know you’ve got your wife’s wages, but still.

Your stance isn’t based on finances. It’s about keeping the country safe.

Even though when self employed people are having to go back to work (safely I may add), you are going to happily sit at home and potentially lose all your customers.

You made your stance pretty clear.

..... I think?

[deeege]

I’ve just logged in to my tax account to check up on exactly I’ve paid myself over the last 3 years.

16/17 - £6k from employment - rest dividend
17/18 - £6k from employment - rest dividend
18/19 - £10k from employment - rest dividend.

So assuming it’s true I’ll only be entitled to a maximum of 80% of wages and 0 from dividends, I’ll get a maximum of £500 per month 😂 (assuming it’s not means tested also)

I’d much rather be able to go to work but with all of my commercial accounts now on hold I don’t even have that option.

Looks like the rainy day has definitely arrived doesn’t it.

This place is going to go into meltdown later  when the reality sinks in that most if us will get basically nothing from the government by way of support.

Are you a director? I think I've dropped a bollock by going Ltd, looks like we might be left out. Neither considered employed nor self employed.

I was until mid way through 18/19 tax year, then I dissolved the company and am now self employed .

Not looking great for us is it. 👎

[Slacky]

I’ve just logged in to my tax account to check up on exactly I’ve paid myself over the last 3 years.

16/17 - £6k from employment - rest dividend
17/18 - £6k from employment - rest dividend
18/19 - £10k from employment - rest dividend.

So assuming it’s true I’ll only be entitled to a maximum of 80% of wages and 0 from dividends, I’ll get a maximum of £500 per month 😂 (assuming it’s not means tested also)

I’d much rather be able to go to work but with all of my commercial accounts now on hold I don’t even have that option.

Looks like the rainy day has definitely arrived doesn’t it.

This place is going to go into meltdown later  when the reality sinks in that most if us will get basically nothing from the government by way of support.

Why have you submitted such low figures. The reality is no-one earns that these days. I presume it was to avoid paying tax?

That is just the PAYE portion of his income. He pays the majority of the tax on the profit the company makes through corporation tax and divident tax.

Ok. Thanks. I’m fick when it comes to that kind of thing.

Yes as David3511 pointed out, it’s the tax efficient way of paying yourself when a director of a limited company. The rest is paid as a dividend and the tax is paid by the LTD company as corporation tax 20%.

Certainly nothing dodgy and every penny earned is declared and tax paid on it.

My intention wasn’t to imply there were any shady dealings going on. I have re-read my post and can see that it might thought I was implying that. If that’s how you perceived it then I apologise.

[NWH]

They shoot me in the foot later I’ll be off shining in the morning texts galore I can’t see out if you can yes please 😂

[Stoots]

They shoot me in the foot later I’ll be off shining in the morning texts galore I can’t see out if you can yes please 😂

Well if theres no help AND we are still allowed to work may as well i guess, reluctantly so but cant sit around for too long watching my bank balance go down.

[NWH]

I’ve got stuff lined up waiting to go for tomorrow for when his speech is finished,he will be trying to baffle us all with nonsense

[NWH]

I bet there’s nothing you can take from his speech that you can go away with and think thank god for that,it’s got to be tailored to each of us some will get hardly anything some will get enough to feed the dog.
They keep going on about this universal credit we could claim for that says it all to me it’s 70-90 quid a week 😆,that does not tell me they are thinking of giving us upwards of 2500 💩

[deeege]

I’ve got stuff lined up waiting to go for tomorrow for when his speech is finished,he will be trying to baffle us all with nonsense

Has he asked you for advice on how to do that? 😂

[CleanClear]

I reckon each self employed person will get about £98 a week, and if you need more you'll be able to apply for some means tested benefit. Thats my prediction.

[deeege]

Here’s my prediction:-

If you are on universal credit there will be no additional help.

If you have over £16k in savings there will be no additional help.

There will be a list of trades/jobs that will be deemed safe to carry on working, window cleaning is one of them.

For the rest of the self employed it will be last 3 tax years profit divided by 36 upto a maximum of ~£2k per month.

Company directors and anyone that paid themselves any other way will be exempt and will receive nothing.

Basically a big fat up yours to this whole industry. Hope I’m wrong.

[andyM]

Here’s my prediction:-

If you are on universal credit there will be no additional help.

If you have over £16k in savings there will be no additional help.

There will be a list of trades/jobs that will be deemed safe to carry on working, window cleaning is one of them.

For the rest of the self employed it will be last 3 tax years profit divided by 36 upto a maximum of ~£2k per month.

Company directors and anyone that paid themselves any other way will be exempt and will receive nothing.

Basically a big fat up yours to this whole industry. Hope I’m wrong.

Can i ask where you got the figure of £16k as the threshold in savings?
Im reckoning that any savings are going to be taken into account.
Hope im proved wrong though.

[NWH]

Exactly if you have any savings you’ll get nothing I’ve got over 7-8 times that universal credit lined up for the morning when he starts spouting crap like that,they’ve said you can stopped by the police now 😂 they’ll be self employed outrage I can see that.

[deeege]

Here’s my prediction:-

If you are on universal credit there will be no additional help.

If you have over £16k in savings there will be no additional help.

There will be a list of trades/jobs that will be deemed safe to carry on working, window cleaning is one of them.

For the rest of the self employed it will be last 3 tax years profit divided by 36 upto a maximum of ~£2k per month.

Company directors and anyone that paid themselves any other way will be exempt and will receive nothing.

Basically a big fat up yours to this whole industry. Hope I’m wrong.

Can i ask where you got the figure of £16k as the threshold in savings?
Im reckoning that any savings are going to be taken into account.
Hope im proved wrong though.

£16k is the threshold for being able to apply for universal credit I believe. I’ve never applied but I’m sure I read that somewhere recently.

[NWH]

A couple of comments above someone’s put 2 grand a month now it seems to be going down by the day that amount,we will get a pittance per week they were saying yesterday get down and sign up for your 90 quid a week that’s not gonna go from that to 2500 a month now is it I hope I’m wrong.

[andyM]

A couple of comments above someone’s put 2 grand a month now it seems to be going down by the day that amount,we will get a pittance per week they were saying yesterday get down and sign up for your 90 quid a week that’s not gonna go from that to 2500 a month now is it I hope I’m wrong.

Well i've just finished filling the van up with water ready for tomorrow.
And im taking my Banjo with me so i can do some busking in the High Street afterwards.
That's how much confidence i have in the Chancellor's announcement being a good one.     

[NWH]

My tank is brimmed and ready for Boris in the morning I’ll be working so far out the way I might bump into Bear grylls 😂 £90 a week my Mrs said I can’t get a bottle Coco for that 🤣

[NWH]

It’s gone down again on the news 1700 a month now 💩

[deeege]

The Times are reporting that the means testing will exclude those earning over £50k per year. I can’t see how that can be true, £50k per year, in the south east, as a single income is basically minimum wage isn’t it?

[dazmond]

i couldnt care less  as long as we are allowed to go about our business (unhindered)as usual.....i do feel for you more commercial window cleaners with lots of offices, shops,restaurants,pubs,etc though as you ll be taking a bigger hit on earnings than domestic guys

[NWH]

I don’t want any help from them just say back to work that’ll do me.

[dazmond]

or it could be that she had to spend 4 years at Uni racking up debt, whilst we can learn our job in ........5 minutes🤪

University is really difficult; trying to fit the studies in-between all the drinking, partying, sex and drugs.

Terrible isn't it?

Teaching isn't easy though; I wouldn't want to do it.  Kids are 'orrible things.

Don't tar all students with the same brush. My daughter finished uni inn June last year and didn't party go out on the lash or go shagging around. She now has over 30k of debt and still no job. Its not a non stop party for everyone.

ah....generation "sensible" thatll be...my stepdaughters the same(training to be a teacher)........a really nice studious young woman.....but we had much more fun when we were her age for sure! ...endless drink and drug parties,clubs,etc....

[RPCCS]

Load of bollox the self employed benefits.  Beginning of June before we get owt. What fkin use is that? Corona could be over by then. That's it Im going to look for work driving a van or wagon.

[Soupy]

Sunak is my boy.

[dazmond]

Load of bollox the self employed benefits.  Beginning of June before we get owt. What fkin use is that? Corona could be over by then. That's it Im going to look for work driving a van or wagon.

could you not go to work cleaning windows like you normally do?or have you lost a lot of commercial jobs?

[AuRavelling79]

Locked.