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RPCCS

  • Posts: 944
Insurance
« on: May 08, 2018, 11:03:56 pm »
I  contacted my public liability insurer today, to ask about the addirion of carpet cleaning  to the policy, once I am ready to start. They replied with the following endorsements. I specifically asked for product cover to be included, but this is what they came back with. To me this says that Ia m not covered for any damge caused by the cleaning process.
 
Cheers Rich

John Kelly

  • Posts: 4461
Re: Insurance
« Reply #1 on: May 10, 2018, 10:15:27 am »
You need treatment risk. Go back to them or change insurers.

RPCCS

  • Posts: 944
Re: Insurance
« Reply #2 on: May 13, 2018, 11:16:11 am »
They have re quoted me on a carpet cleaning only policy with  product cover,for £480, John.
However after speaking tomsome on clean trader,they advised me to try Hiscox,most of the replies came back at between  £2/300: . So will give them a try
Cheers Rich

jim mca

  • Posts: 827
Re: Insurance
« Reply #3 on: May 15, 2018, 12:05:25 am »
Besure are really good
 Email: info@besure.insure
Tel: 02922 400004

dutchman

  • Posts: 49
Re: Insurance
« Reply #4 on: May 17, 2018, 05:01:37 pm »
Make sure you are covered for "treatment risks" which is carpets/ upholstery that you are actually working on. I have been quoted cheap prices and promised that I am covered only to get the policy document and find that I am not. Dont take their word for it, check its covered on the policy document. If the policy is £2-£300 I doubt you will be as mine was £650 + from Hiscox

RPCCS

  • Posts: 944
Re: Insurance
« Reply #5 on: May 27, 2018, 11:44:24 am »
Besure are really good
 Email: info@besure.insure
Tel: 02922 400004
thanks will give them a try
Make sure you are covered for "treatment risks" which is carpets/ upholstery that you are actually working on. I have been quoted cheap prices and promised that I am covered only to get the policy document and find that I am not. Dont take their word for it, check its covered on the policy document. If the policy is £2-£300 I doubt you will be as mine was £650 + from Hiscox
Yeah whoever I go to, I will make sure I have treatment risk
Cheers Rich

Kev Martin

  • Posts: 6954
Re: Insurance
« Reply #6 on: June 02, 2018, 08:30:07 am »
The proof of the pudding with any insurance company is when they have to pay out
"Natural Stone Restoration Specialists" Tel: 0121 773 9129
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Dave_Lee

  • Posts: 1728
Re: Insurance
« Reply #7 on: June 08, 2018, 07:31:27 pm »
Ive just changed to Hiscox after NFU price became too much. £10,000,000 liabilty cover including items being worked upon,  £10,000 Tool and equipment cover (Truck Mount insured seperately) £100,000 Commercial legal protection, cost £726..
Dave Lee, Owner of Deepclean Services
Chorley Lancs. Est 1980.
"Pay Cheap -You get Cheap - Pay a little more and get something Better."