just had a brilliant quote for P and EL Insurance from X Bridge Ltd, via Precision Finance on the web. Dealt with a very helpful young lady called Jennifer Mih, tel 0845 450 9959.
I would highly recommend as there seem to be little or no exclusion, the excess is very low and the number of manual workers insured can be up to 20 with the ability to stipulate a specific maximum number working on specific days which enables a reduction in the yearly premium.
For instance I have 5 permanent staff and 3 casuals but only a maximum of 4 work on the same days. My quote was a little over £600 on-line which I thought was excellent but after having spoken to Jennifer she has managed to save me a bit over £100 per year making my yearly premium just over £500. Have paid a deposit and can pay monthly over 10 months.
I was really struggling to find an insurance policy that could be flexible for my set up and I found these to be the best I have come across for my needs.
A very happy Jan
