I'm in the middle of sorting mine out , I can't find any cheap P.L.I. that covers you for the property worked on . I just had a renewal quote from simply business and the said il be covered if my ladder falls and smashes a car windscreen or onto a person . Il be covered if I put my fist through a window

And that's just about it for what I'm covered for £5 mill for £95 ,
Gleaming insurance £1 mill , covered for cleaning windows soffits fascias etc chemical damage etc etc etc £180 for the year , think il go with gleaming instead , at least I know I'm covered for everything