And another thing...
What's all this paying 05/06 tax based on your 04/05 tax return?
That really stiffed me this year, and I ended up haggling with the 'tax man' over my monthly repayments.
I've got another two payments left to pay for what I owe ; then I'll stick in my return and see how much more he wants.
Mind you, the tax man seems reasonable; I understand it's a different matter with the VAT man.
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That aside, what I found difficult in starting a new window cleaning was the following:
Getting the business
Charging properly (we were well underpriced)
Keeping on top of the monthly bills and our knecks above water.
Then the tax man starts hitting on you when you're well behind with stuff like your council tax.
It's been a struggle, and many times I thought I may have been better off getting a 'proper job', but we're close to the light at the end of the tunnel and it's taken three-and-a-half years.
No wonder so many window cleaners pack-it-all-in within six to ten months of starting; especially if they start from scratch!