[dave0123]

I get them in a text message nearly everyday! does my nut in

[matty72]

Question for everyone here, by the way Ian goodluck, when we get to a job and clean windows if the hose is going across pavement with no cone or safety barrier which 98% of the time it is and someone trips are we liable, i suppose yes but would the insurance still pay as safety wasnt followed.

[chez]

Question for everyone here, by the way Ian goodluck, when we get to a job and clean windows if the hose is going across pavement with no cone or safety barrier which 98% of the time it is and someone trips are we liable, i suppose yes but would the insurance still pay as safety wasnt followed.

Far better off having cones out, I never operate without two showing and I leave one by the reel and carry another with me up the road. Also the hose should be high visibility, I remember reading on The gardiners site or somewhere, that a windy got sued successfully when the hose was a dark colour. As there is no warning if it is not yellow or bright colour.

[Ian101]

Spoke to insurance company this morning who has told me to send letter off to them and get into no conversations if they call me.

also assured me that their solicitors wont just payout 

itching to give the details out but gotta wait till its all sorted

Im 100% certain ive done everything correctly with RAMS / cones in line of sight / yellow hose / etc etc so will tell all when I can as may serve useful to others on here as to how to handle a claim.

[Pete Thompson]

It doesn't matter what the truth is, it only matters what you can prove.

Everything else is "your word against theirs", and that usually results in an out-of-court settlement.

[AuRavelling79]

I hope insurance companies man up and fight claims more rather than taking the easy "let's settle" way out.

I had a cracker back in 1996 - I was a director of my own office equipment business and thus an employee too. I was giving a lift to "an old soldier" "friend" of mine in my "company car" and I was waiting in a queue of traffic to turn right.

An uninsured scrote in an old Escort hares round the bend loses it and gives my Sierra a mighty thump in the front right wing/headlamp area. He get's out with blood streaming from a head wound and staggers off never to be found. Old boy (aged 80) gets a bit of a shock and is checked out by the ambulance and taken home.
 
Within a week old boy (walking and talking fine by the way) is giving ME grief and wants my insurance details! I tell him and them it wasn't my fault and I hoped they wouldn't pay the scrounger.

Old boy keeps phoning me up; I remind him that he doesn't seem injured to me and how I've helped him in the past with lifts and I'm dismayed he is trying to sue me, that it wasn't my fault and did he really think I'd give him a lift to the hospital or shops again?

In the end I spoke to a fellow jw who "knew insurance" who helped the old boy put a claim into the Motor Insurance Bureau for uninsured losses. I think he got £1500.

Left a bad taste that one.

 

[SunShineCleaning]

Obviously your fault for driving a Sierra!

[robertphil]

I hope insurance companies man up and fight claims more rather than taking the easy "let's settle" way out.

I had a cracker back in 1996 - I was a director of my own office equipment business and thus an employee too. I was giving a lift to "an old soldier" "friend" of mine in my "company car" and I was waiting in a queue of traffic to turn right.

An uninsured scrote in an old Escort hares round the bend loses it and gives my Sierra a mighty thump in the front right wing/headlamp area. He get's out with blood streaming from a head wound and staggers off never to be found. Old boy (aged 80) gets a bit of a shock and is checked out by the ambulance and taken home.
 
Within a week old boy (walking and talking fine by the way) is giving ME grief and wants my insurance details! I tell him and them it wasn't my fault and I hoped they wouldn't pay the scrounger.

Old boy keeps phoning me up; I remind him that he doesn't seem injured to me and how I've helped him in the past with lifts and I'm dismayed he is trying to sue me, that it wasn't my fault and did he really think I'd give him a lift to the hospital or shops again?

In the end I spoke to a fellow jw who "knew insurance" who helped the old boy put a claim into the Motor Insurance Bureau for uninsured losses. I think he got £1500.

Left a bad taste that one.

 

that's bloomin terrible, after id got over the initial shock id have likely given him the phone number of a telecom provider and told him that's who im insured with and let them hound him.