[SunShineCleaning]

My advice would be to set up a bank account just for window cleaning, business or personal.
At the end of the month pay yourself as a wage HALF of that months income and live off that, use the rest to progress the business.

[Paul Coleman]

I started my business for £180, worked trad for the first 2 years. went door knocking and made my own leaflets. hard work day in day out and went without everything, social life, holidays, nights out. memories of tesco value tooth paste and toilet roll are coming back to me now.

fact is you just dont need a loan. wfp is easy well paid work but starting traditional is cheap and easy to do and will give you a better education of the industry and a greater appreciation of wfp when you switch over having built a customer base.

Pretty similar to how I started really.  An old banger of a car and about £100 (I borrowed my first ladder).  However, it was still the technological stone age so I got business cards and bills printed at those coin slot machines.  Once I had a few sheets of bills printed, I found it was cheaper to get more by photocopying the originals at the library.  It was hard graft going out most evenings canvassing.  Sometimes I would get no customers at all over a 3 hour stint - though people were paying c. 15% interest for their mortgages so nearly all my work came from older people who were well advanced in their mortgage (or had it paid off), or people who were renting from councils and/or housing associations.  It kept me going though until the UK pulled out of the ERM and interest rates plummeted.

[Viktor]

I have started last year trad. Only after few months I started to think about WFP and I think i could have go on trad for some more time.
When I started I had around  £250 to buy my gear, but I had day job. Was doing some leafleting in the evening, then was going around giving some quotes and still had no tools !
A week later bought some tools, roof racks ladders (too short to start with) and started doing it in the evenings after work. Asked to cut my hours at work so I can finish day job earlier and do some window cleaning after work.
That made sense with my small budget, as what ever I have eared had to be put back to the business, print leaflets, buy new ladders (don't make my mistake and get wrong ladders). 

I have wfp now and normal income, but it's not all easy I still need a lot of hard work to put in.
Cleaning windows is easy, even with ladders. But bringing customers in every day and making business work, I find more difficult.
Don't make a mistake going wfp. Get a small kit and give it a go, you might find its not for you.
Who will repay your loan ?