[Scoop]

I know this is a very tired topic but have just had van renewal through

2010 - £456
2011 - £550
2012 - £705

This is with 60% no claims and no accidents ever. 3 points for speeding in 2008.

55% increase in 2 years seems a bit ****ing steep. policy is with NFU

I am a wheelie bin cleaner with an old (V reg) Citroen Relay. Water in carried in a large fibreglass tank with an insert above to put 2 bins for cleaning.

Any suggestions? I have tried More Than but they were Less Than willing to insure me.

[Window Washers]

I know this is a very tired topic but have just had van renewal through

2010 - £456
2011 - £550
2012 - £705

This is with 60% no claims and no accidents ever. 3 points for speeding in 2008.

55% increase in 2 years seems a bit ****ing steep. policy is with NFU

I am a wheelie bin cleaner with an old (V reg) Citroen Relay. Water in carried in a large fibreglass tank with an insert above to put 2 bins for cleaning.

Any suggestions? I have tried More Than but they were Less Than willing to insure me.

commercial vehicle direct maybe, also A plan maybe able to help

[AC Window Cleaning]

have you tried on the comparison sites??

[Window Washers]

have you tried on the comparison sites??

if you have a water tank on board they can't compare, anyone that has insurance through these sites needs to call their insurance company and ask them if they are covered with a tank in the back, as there are very few companies in the uk that will cover this. Trust me I have tried every way to lower this cost. securing a tank via a strap is classed as a fixed although some like to think it isnt.

[AC Window Cleaning]

have you tried on the comparison sites??

if you have a water tank on board they can't compare, anyone that has insurance through these sites needs to call their insurance company and ask them if they are covered with a tank in the back, as there are very few companies in the uk that will cover this. Trust me I have tried every way to lower this cost. securing a tank via a strap is classed as a fixed although some like to think it isnt.

I never knew that! Im trad and looking at getting a wfp system later this year so im glad ive read that now thanks!.
I wonder how many vans out there arent declared as carrying tanks..................??

[idealrob]

I wonder how many vans out there arent declared as carrying tanks..................??
[/quote]

hundred if not thousands

idealrob

[Scoop]

I wonder how many vans out there arent declared as carrying tanks..................??

hundred if not thousands

idealrob
[/quote]

Yes, it's all very well - if you don't have an accident. If you do, you're not insured. At least NFU know exactly what I have and it's included in the policy, but £705 is just taking the Michael.

Will try Window Washers suggestions in the morning - thanks. Anyone else out there driving around legally with a good insurance company they would recommend?

[KS Cleaning]

I wonder how many vans out there arent declared as carrying tanks..................??

hundred if not thousands

idealrob

Yes, it's all very well - if you don't have an accident. If you do, you're not insured. At least NFU know exactly what I have and it's included in the policy, but £705 is just taking the Michael.

Will try Window Washers suggestions in the morning - thanks. Anyone else out there driving around legally with a good insurance company they would recommend?
[/quote]I am due for renewal too,best way is too phone quite a few brokers,fight one off against the other,they all want your business.

[jonboywalton75]

Autonet
 are worth a try

[[GQC] Tim]

Changed to A plan today, found them by far to be the cheapest. Was with Directline, but they do not insure wfp systems. Renewal with them was £351 pa.

A-Plan insurance : WFP System and LPG heater & 7KG LPG cannister listed and insured as well. Poles covered too.

£528 pa. (£419 just the van with no legal cover)

27 yr old
6 years no claims
7 years driving license (full EU)
1997 Citroen Berlingo, 165000m
Wife as named driver (discount)
Not more then 7000 miles pa

Fully Comp.
Protected NCD
£250 excess
£100,000 Legal cover
no penalties, convictions, points etc
£2500 towards system and poles in the event of accident, fire or theft.

I've called GT Insurance, Towergate (no cover for wfp), Alexander Swan, Commercial Vehicle Direct, Autonet Insurance, Adrian Flux, NFU mutual. They all came back in the high £500 to low £600, with no mention of wfp system being covered. They seem to be the main players who cover wfp and hot systems.

A-Plan optionals were £250 excess being insured (money back from garage), and guaranteed purefreedom kitted van for the duration of the claim or something along those lines.

[jonboywalton75]

A plan were good for 1 year. Renewal was £250 dearer

[George P]

I wonder how many vans out there arent declared as carrying tanks..................??

hundred if not thousands

idealrob

Yes, it's all very well - if you don't have an accident. If you do, you're not insured. At least NFU know exactly what I have and it's included in the policy, but £705 is just taking the Michael.

Will try Window Washers suggestions in the morning - thanks. Anyone else out there driving around legally with a good insurance company they would recommend?


stephen eyre at G.T.Insurance, he is very helpful, his  number is 0115 9394747, we have started going to him now as helpful and competetive, all our insurances are here,
hope that helps
george
[/quote]

[Mike #1]

A plan insurance 01993 841 841 ask for Dan Such , was the only company i could find that could get me insured with 400 ltr tank diy fitted in a L200 pickup , As most companies wont insure pick-up trucks with WFP system . MIKE

[KS Cleaning]

Cut out the broker,phone Aviva direct,just got a quote
Excess £350
Comprehensive
Van insured for 12k
650l Hot System insured for 6k
9 years ncd protected

£398

Phoned around,next best I can get is £530

[♠Winp®oClean♠]

have you tried on the comparison sites??

if you have a water tank on board they can't compare, anyone that has insurance through these sites needs to call their insurance company and ask them if they are covered with a tank in the back, as there are very few companies in the uk that will cover this. Trust me I have tried every way to lower this cost. securing a tank via a strap is classed as a fixed although some like to think it isnt.

Not correct!

[Window Washers]

have you tried on the comparison sites??

if you have a water tank on board they can't compare, anyone that has insurance through these sites needs to call their insurance company and ask them if they are covered with a tank in the back, as there are very few companies in the uk that will cover this. Trust me I have tried every way to lower this cost. securing a tank via a strap is classed as a fixed although some like to think it isnt.

Not correct!

I would love to know who this insurance company is, please let us know, as everyone I asked last time said no they would not cover it. (not for me I just wanted to know)

most if not all have to go through the under writer hence price comparision sites can't quote, load of changes last year in what size tanks you can have and who would insure price increase of upto 45%.

I think there should be a test done for mot if water tank is fitted so it conforms to at least a safe level, some that get posted on here are shocking
Glenheim I think is the company I use this year via A Plan every year I swop but I always make sure they clearly know that I have a water fed pole tank in the back, it is one of the first things I say, cuts out nearly all insurance there and then.

[richard jagger]

I have lived in two other countries as well as the U K and believe we get ripped off. These companies take no risk,its money for jam for them. My daughter has a car worth 450 pound she pays 1500 pa with an excess of 250 if she wrote it off they would pay here 200 quid .? its does not add up.In South Africa your p.a. pay may not exceeds the value of the can.Insurance is not compulsory.So insurance brokers work for there money. Car theft and brake ins are a lot higher than the U K yet insurance is lower and ant one that has licence can drive any car.Your licence has the law behind it,it gives you the right to drive.If my daughter drove my car I would not pay more as the car is insured not the driver.This never cost me more than 350 pound a year for a sports car.WE are been ripped off big time. Our Government needs to look after the voter for a change as companies have no vote.

[Andy Leett]

Alexander Swan for me, fully comp plus tank etc, Nissan primestar £350.

[steve a]

Cut out the broker,phone Aviva direct,just got a quote
Excess £350
Comprehensive
Van insured for 12k
650l Hot System insured for 6k
9 years ncd protected

£398

Phoned around,next best I can get is £530

Just come off the phone with Aviva and they said they could not insure window cleaners with tanks in their vans. W*****s.

[jonboywalton75]

I think that sometimes it depends who picks the phone up at some of these companies.
Not every phone operator has all the knowledge or can be bothered to go the extra yard.
So persevere until you get a competent person to speak to.