[GEMclean services]

Don't take the mick Matt, he's done a builders clean on Trafford Center. !!!  

lol did it for free too got me a new customer 

[cozy]

As I said, if you're established well enough, the 3 quid mob don't effect you. I don't give a toss anymore, because I don't know which bits are true and which bit are waffle. Good luck and all the best with your empire mate.

Laters  

[GEMclean services]

the £3 mob affect everyone it has nothing to do with how well your doing because you could do better without them that was the whole point of this forum

[David Kent @ KentKleen]

Big door and banging your head against it springs to mind!

[mikecam]

i took an estate on because the cleaner had two scallys climbing ladders breaking tiles in roofs under windows he then turned up with poles trying to get them back waving them side to side and as for free enterprise its not free were paying the dole cheats to do it, go to poundland get a bucket and tools WOW im a window cleaner mum !!!

and who in the right mind would trapes about all day climbing walls over gates for £3 obviously not someone paying bills council tax £100 per month thats 33 houses before tax
and customers sometime dont have a choice because of the "its my round " idea F*ck that ill work anywhere and try someone stop me tell the guy in the chippy next time you see him get a uniform and try advertising stop whinging if a new guy takes his work

"HES OBVIOUSLY NOT THAT GOOD PAL"

Hey Gem, how much did it cost you to copyright/trademark your trading name and threaten anyone who uses it will get repercussions? (on your home page )

[Ian Lancaster]

Voluntary means no or little pension, read the small print. I recon you are nutter. One who doesn't even pay tax and certainly not NI. Your view of the rules are misty to say the least and you shout too much about thing's you know bugger all about.

www.hmrc.gov.uk/nic/ca5603.pdf
well bugger me look at that

Oh dear :

Voluntary contributions can only be paid by people who are NOT liable to pay other national insurance.

You can't elect to pay Voluntary Contributions if you are employed/self employed.
They are only for people who have missed making contributions while unemployed, or who are temporarily unemployed and want to maintain their contributions.

Also the self employed are not issued with tax codes as you stated earlier.  Your tax is calculated according to your profits in any tax year, as are your NI contributions.

I would strongly recommend that you consult an accountant before HMRC drop on you from a great height.

[Mike_G]

If he's only charging £3 per house perhaps he's not earning enough to pay tax

you pay tax no matter what you earn you claim it back at the end of the year like the rest of us hes charging £3 to stay off the radar he obviously hasnt got a real job because he would be doing it unless its a weekend thing then he definately is earning enough to pay tax as it is a second job

Dont think you do m8, everyone has a tax allowance of 5 grand or whatever it is, so if you earn less than the threshold you dont pay tax. Self employed would send a tax return and you then pay your tax on whatever your earnings are above the threshold, earn less than that you'll pay no tax

[Dave Willis]

I'm looking forward to claiming my tax back at the end of the year. Didn't know about that.

[Mike_G]

Allowance for 2010-11 is £6475 so if you do not earn more than that you dont pay tax

[Mike_G]

you pay tax no matter what you earn you claim it back at the end of the year like the rest of us
You don't pay tax whatever you earn, you have to reach a certain limit, and nor do you claim it back if you do.
Are you actually in business? You seem to have a vague view of it all and don't seem to know the facts too well to me. Also, national insurance is paid monthly and then 9% of any profit, did you know of this? you never mentioned it if you did. Which seem's strange.

sorry are you in Britain you declare to the inland revenue all of your earnings if yuou dont tell them or pay them how do they know if you cross it just on sheer good will haha  they issue you a tax code you pay tax to the revenue if you dont cross the tax code you get a rebate that is the system if you get a differnt one then your not in britain pal

also national insurance is paid when you like its voluntary to self employed they send you an invoice asking you to pay to qualify paye is paid by employers

You need to speak to an accountant pal. Perhaps you are worse than the £3 brigade you are raring about.

NI is not voluntary at all, you have to pay claas 2 NI if you are self employed  unless you are under 16, over 65 or earn less than £5315


look at at the link

http://www.hmrc.gov.uk/working/intro/class2.htm

[Mike_G]

Voluntary means no or little pension, read the small print. I recon you are nutter. One who doesn't even pay tax and certainly not NI. Your view of the rules are misty to say the least and you shout too much about thing's you know bugger all about.

www.hmrc.gov.uk/nic/ca5603.pdf
well bugger me look at that

The voluntary bit is only if you have not paid the minimum 30 years worth of NI to qualify for a full state pension, its not a case of you do not pay NI if you do not want to.....it was, i think mainly introduced so women who take time off work to bring up children could make up their contributions so they could get full pensions

I'm sure there are people on here that know much more than I do on this subject so please correct me if I'm wrong.

[james51174]

i mentioned this on another thread a few weeks back and got shot down in flames...i was told to stop moaning, and if i cant adapt my business to compete with these types, then i should give up window cleaning!!!!

for what its worth...i agree with you....£3= a house is worse money than working in a supermarket with holiday/sicness pay....but if your signing on....then its nice pocket money!!!!

these types usually start in the spring and think wc is all good....but 90% of them pack up in the winter, due to a lack of balls to cope with cold hands lol

trouble is....by then, the damage is done to the rest of us

Hi James, they have these problems in some parts of Scotland. As part of this problem and other issues they decided to licence window cleaners. Do you feel that would work here. Would that help a situation like the one you are experincing?

Hi Lee

I think on paper it looks like a good idea...but unless there were people out regulating....or customers knew to ask to see a liscence...then it probably wouldnt work on those who are working for cash only

id go as far as to say that it would only serve to cost the majority of wc's that did pay tax and PL insurance etc...costing us even more to run a legitimate business

lets face it...for cash, there are still guys out there fitting gas apliances...that dont have corgi restration liscences

[james51174]

As I said, if you're established well enough, the 3 quid mob don't effect you.

Laters  

we were established in 1973 and its effecting us in a big way

not me and my partner directly, cos as you say we have enough work to carry on regardless

but we used to have 3 full time sub contractors....over a space of roughly 5-10 years we have lost so much that we are down to 2 subbies

both of them are down to 2 days a week now

it has dented our profits hugely...as well as the upset of telling guys there is less and less work for them

[cozy]

James, when gobshyte GEM came on here shouting the odds about the 3 quid brigade he gave the impression that it was effecting his business by stealing his work directly. I tried o help and motivate him. Then he went "Hollyood" and told everyone he was a huge international firm with a brand new push bike etc etc.

Although there were enough guys on this thread trying to help, he just went off thumb sucking and posing. That's why I unloaded on the prat.

Over a bigger picture of window cleaning, the cheap 3 quid set ups will damage the business, but it doesn't have to damage a one man band or smaller firm so much if they can counter the effect of these 3 quid guys by putting more custies into your business. Do you see what I mean?

How was I to know that GEM is the biggest window cleaning company in the Manchester area with thousands of custies and multiple vehicles? I didn't realize I was talking to the Alan Sugar of window cleaning, that's why I said he shouldn't worry about those 3 quid guys. Do you see now what I meant?

[David Kent @ KentKleen]

I charged £3.00 to builders clean our Burger King!!    

[GEMclean services]

James, when gobshyte GEM came on here shouting the odds about the 3 quid brigade he gave the impression that it was effecting his business by stealing his work directly. I tried o help and motivate him. Then he went "Hollyood" and told everyone he was a huge international firm with a brand new push bike etc etc.

Although there were enough guys on this thread trying to help, he just went off thumb sucking and posing. That's why I unloaded on the prat.

Over a bigger picture of window cleaning, the cheap 3 quid set ups will damage the business, but it doesn't have to damage a one man band or smaller firm so much if they can counter the effect of these 3 quid guys by putting more custies into your business. Do you see what I mean?

How was I to know that GEM is the biggest window cleaning company in the Manchester area with thousands of custies and multiple vehicles? I didn't realize I was talking to the Alan Sugar of window cleaning, that's why I said he shouldn't worry about those 3 quid guys. Do you see now what I meant?

cosy grow up mate pick your dummy up the only thing you unloaded was a rant about me cleaning houses for free you offered no advice what so ever and claimed you were massive ,you have so much work you dont need to give promotions and i was a small fry and "NOT THERE YET" so slander me all you like i dont give a s*it lol and no one sees what you mean ? obviously if i get more customers these guys wont affect us but my point is if there not here there is more work ,

[GEMclean services]

i took an estate on because the cleaner had two scallys climbing ladders breaking tiles in roofs under windows he then turned up with poles trying to get them back waving them side to side and as for free enterprise its not free were paying the dole cheats to do it, go to poundland get a bucket and tools WOW im a window cleaner mum !!!

and who in the right mind would trapes about all day climbing walls over gates for £3 obviously not someone paying bills council tax £100 per month thats 33 houses before tax
and customers sometime dont have a choice because of the "its my round " idea F*ck that ill work anywhere and try someone stop me tell the guy in the chippy next time you see him get a uniform and try advertising stop whinging if a new guy takes his work

"HES OBVIOUSLY NOT THAT GOOD PAL"

Hey Gem, how much did it cost you to copyright/trademark your trading name and threaten anyone who uses it will get repercussions? (on your home page )

not much did it all myself about £220

[GEMclean services]

I charged £3.00 to builders clean our Burger King!!    

your too expensive lol

[james51174]

James, when gobshyte GEM came on here shouting the odds about the 3 quid brigade he gave the impression that it was effecting his business by stealing his work directly. I tried o help and motivate him. Then he went "Hollyood" and told everyone he was a huge international firm with a brand new push bike etc etc.

Although there were enough guys on this thread trying to help, he just went off thumb sucking and posing. That's why I unloaded on the prat.

Over a bigger picture of window cleaning, the cheap 3 quid set ups will damage the business, but it doesn't have to damage a one man band or smaller firm so much if they can counter the effect of these 3 quid guys by putting more custies into your business. Do you see what I mean?

How was I to know that GEM is the biggest window cleaning company in the Manchester area with thousands of custies and multiple vehicles? I didn't realize I was talking to the Alan Sugar of window cleaning, that's why I said he shouldn't worry about those 3 quid guys. Do you see now what I meant?

gottcha 

when you wrote the words "if your established enough" i thought you meant everyone

no worries, i get what you mean now

[Richard Neal]

I love this forum