In my opinion, anyone who still collects their money should really have a hard look at how they run their business and how to get their business from stone age to the 21st century.
It is so unnecessary, think about it.
No Tim, I go collecting because it's a chance for me to lose a few pounds. I grab my wooden pointer and zink bucket, then put my flat cap on tightly and peddle around my rounds to keep fit. Every time a custy pays, I doff my cap and thank them.
We aren't all so advanced as you mate, try to put up with our old fashioned methods.
I haven't got a computer or online banking, so I have no choice really. Wake up mate, some of us actually know their custies and even talk to them.