My insurance company AXA pulled the plug on my personal accident cover years ago. You used to be able to by units at £25 a unit, each unit you bought would give you £50 a week for up to a year in the event of an accident, so if you bought 4 units for £100, they would pay £200 a week for up to a year, they paid nothing for the first two weeks off though.
Do any insurance companies still cover window cleaners working off ladders for personal injury?
It would be interesting to hear of any.