[formb]

Mr Macawber said -

'Income 20 shillings, expenditure 20 shillings and sixpence, result misery.

But income 20 shillings, expenditure 19 shillings and sixpence, result happiness'.

Simples.

[jefftemperley]

i worked for 10 years building  5 companies including 2 health clubs i was on course for making 4 million if the plans had come off for a chain of them ,

bottom line after 20 hour days for 10 years i ended up losing the lot!

now im happier ticking along window cleaning again and my philosophy now is ''you dont have to own it to enjoy it'' working in nice villages with great gardens and views with no aggro looking after them and earning money while im there

i now jealously guard my time with my youngest daughter (2) as i missed out on my first two kids being so busy

when she starts school i may step up a gear and do more work but right now i'd consider myself very lucky

i would consider