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firefly123

  • Posts: 516
incombe protection
« on: December 16, 2009, 06:44:40 pm »
got a  price of £51 per month for £1100 a month cover not bad you never know what can happen cant trust my lad to run my round
shiney one

scud

  • Posts: 683
Re: incombe protection
« Reply #1 on: December 16, 2009, 06:59:34 pm »
  Is that £1100 your present income?

  They will usually only pay out approx 65% of your income - stops you claiming indescriminately.

  Read  the small print VERY carefully, my father is at the moment having a terrible time trying to get paid by his inurance - he's had it 30years and has just had to stop work because of his heart - they don't seem so keen on paying back any of the £70 he has paid evey month for years.
 

martinsadie

Re: incombe protection
« Reply #2 on: December 16, 2009, 07:07:01 pm »
i dont have it,and ive just been of 6 weeks ,its 4 years since i was last off, so with your plan i would have paid £2400 in payments to get back £1750, plus i got £350  sick pay which you wouldnt get with that plan,so i think its worth not paying and saving the money for sickness

john tomkins

  • Posts: 1639
Re: incombe protection
« Reply #3 on: December 16, 2009, 07:15:13 pm »
What's this "sick pay" Stan?
Anything stopping anyone getting it if they can't work?

GWCS

Re: incombe protection
« Reply #4 on: December 16, 2009, 07:17:35 pm »
  Is that £1100 your present income?

  They will usually only pay out approx 65% of your income - stops you claiming indescriminately.

  Read  the small print VERY carefully, my father is at the moment having a terrible time trying to get paid by his inurance - he's had it 30years and has just had to stop work because of his heart - they don't seem so keen on paying back any of the £70 he has paid evey month for years.
 

remember income is what you earn less your expenses!

You will be required to show accounts!

martinsadie

Re: incombe protection
« Reply #5 on: December 16, 2009, 07:25:03 pm »
What's this "sick pay" Stan?
Anything stopping anyone getting it if they can't work?
as long as you have no income coming in get a sick note off your doctor and get in touch with the job centre

john tomkins

  • Posts: 1639
Re: incombe protection
« Reply #6 on: December 16, 2009, 07:51:11 pm »
What's this "sick pay" Stan?
Anything stopping anyone getting it if they can't work?
as long as you have no income coming in get a sick note off your doctor and get in touch with the job centre

Nice to know ta.
Hopefully that don't take into account the wifes pittance :)

martinsadie

Re: incombe protection
« Reply #7 on: December 16, 2009, 07:54:58 pm »
you dont get anything for first 3 days then standard sick pay £64 a week

darragh windows

  • Posts: 481
Re: incombe protection
« Reply #8 on: December 16, 2009, 08:00:33 pm »
i have one £7.74 a month covers me and my wife pays out £500 a month after one month for me and 6 weeks to her handy if you ever break an arm or a leg and have to sit up for three or so months only pays out for one year 
jamie

aallshine

Re: incombe protection
« Reply #9 on: December 16, 2009, 08:32:54 pm »
what for???????
insurance companies,love to receive money,but to pay out, oh my god how many forms you have to fill....and prove you are unable to work..

do a favour for yourself,put this money in any savings account....you will be more happier..... ;D