Hi,
You can still finance used kit, also I would advise against financing through your own name if possible, put it through a ltd company, you not personally responsible and you credit record keeps clean.
Try Lease Direct 01244 527300 and ask for Tony, they have always beaten any quote from a supplier, and I've had 6 in the last few years.
I would also point out that a supplier doesn't like loosing out on finance thats where he makes money, usually 10% of the purchase price.
Regards
Graham