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East coast window cleaning Services

  • Posts: 1458
Re: Brilliant Bank !
« Reply #20 on: July 23, 2008, 05:51:36 pm »
Been with Barclays from day dot never had a issue. Charges aint that bad either
P&R Window Cleaning

Paul Coleman

Re: Brilliant Bank !
« Reply #21 on: July 23, 2008, 05:53:00 pm »
Leave Barclays when your free banking finishes as their charges are a complete rip off. Also their ethics are shameful. I moved over to Abbey last year and its saved me over 100s if not more!

Abbey isn't the greatest of business banking services but I've always stayed within their limits and never paid them a penny so I'm not complaining.  Mind you, I only have 13 free cheques left to bank this month so I may have to hold a few back until August.  I'm away for a week in August so not much chance of exceeding the 100 limit that month.
100 cheques a month :o whats the charges for going over this ?


Not going to look it up as I don't recall where to find the info but memory tells me it's 50p a cheque after the 100.  There's also a charge after 3 grand a month in cash but I doubt any sole traders here will lose any sleep over that.

P®oPole™

  • Posts: 985
Re: Brilliant Bank !
« Reply #22 on: July 23, 2008, 06:48:22 pm »

Rick,

I'm with them too mate. I know its not that bad but a three figure sum every time a bill lands on my door is more than what these free business bankers pay. I dont like change, thats why I swallow it.

See you on friday mate,

Alex

Highrise

  • Posts: 330
Re: Brilliant Bank !
« Reply #23 on: July 23, 2008, 07:51:07 pm »
I've just opened up an account with HSBC as they are offering 18 mth free banking, Been with Lloyd TSB for about 3 years and they have had a lot of money off me for paying into my account. Time to change and start saving myself about £100 mth in charges....
When your windows are clear, My conscience is clear...

JSMC

  • Posts: 3511
Re: Brilliant Bank !
« Reply #24 on: July 23, 2008, 08:12:51 pm »
the way things are going banks will be looking for your business and loads of free offers will appear.

personally i wouln't pay for a bank service as they are feckin rogues

Re: Brilliant Bank !
« Reply #25 on: July 23, 2008, 09:35:40 pm »
I've just opened up an account with HSBC as they are offering 18 mth free banking, Been with Lloyd TSB for about 3 years and they have had a lot of money off me for paying into my account. Time to change and start saving myself about £100 mth in charges....
Can see me doing the same, Llyds are costing me £100's a month in charges since my bank manager left  :(

Ian Rochester

  • Posts: 2588
Re: Brilliant Bank !
« Reply #26 on: July 23, 2008, 09:49:04 pm »
We used to be with Barclays but they are now one of the most expensive business banks to be with, charges for everything.

Changed to Alliance & Leicester (Post Office) a couple of years ago and I now pay about £3 per quarter in bank charges again £160+ with Barclays.  I also get a decent rate of interest on the account as well.

paulscotney

Re: Brilliant Bank !
« Reply #27 on: July 23, 2008, 09:59:03 pm »
As previously mentioned if u join FSB for about £100pa, plus joining fee,  u get loads of benefits including reimbursement of all additional accountancy costs when investigated by taxman and free business banking with coop FSB account.

I can totally understand people wishing to use a personal current account though, I did that for about 18 yrs whilst self employed, never had a problem.

mr merson

Re: Brilliant Bank !
« Reply #28 on: July 23, 2008, 10:08:20 pm »
I dont mind paying charges if I am looked after  8) ;D