[Paul Coleman]

Shiner, my accountancy insurance covers me for investigation insurance as well included in the price. If I didn't have this insurance and the taxman wanted to investigate me, the accountancy fees could run into thousands as a worst case scenario, which would seriously put a big dent in my cashflow causing problems. As I suffer from a chronic illness and my work patterns are erratic I've taken out this insurance for peace of mind because a couple of years ago I had to pay out an extra £450 in accountancy fees for discrepancies involving the taxman. If I worry about things (i.e. work, then my joints flare up (chronic arthritus), causing me to take more time off work because of my illness, so I try to minimise any stress in my life to keep my quality of life decent, so paying an accountancy insurance gives me peace of mind.

What I meant was that by joining the FSB you could have that insurance plus a load of other goodies for not much more than you're paying now.  Of course, maybe the accountancy insurance that you've taken out gives a lot more than insurance against accountancy fees in an investigation.

[Village Gleam]

It's a bit like insuring the window your working on.....
If tax wise it's your fault you may not be covered shiner. Also accountants get a lot wrong.

[mick hay]

My accountant checked my account, they say they received payment....but get this.....earlier than i paid it......

Beggars belief, it really does!