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steve doyle

  • Posts: 287
tool insurance
« on: February 11, 2008, 08:07:55 pm »
I dont have cover for in the van or on site but dont leave my gear un attended (so far so good!)

However the house cover excludes business equipment so effectively if anything was nicked from home i wouldent be covered.

so 2 reasons for the post,

1. check your own house insurance covers your tools incase your broken into.
2. Has anyone took out seperate tool cover for home, (i already have liability so just want tools at home)? or know where i can get it? cost etc?


cheers

steve

 

absolutecleaning

  • Posts: 465
Re: tool insurance
« Reply #1 on: February 11, 2008, 08:15:04 pm »
I got all risks tools cover from allied insurance for about £80 / yr but I did but my PL/EL from them as well so dont know if thats why it was so cheap.

steve doyle

  • Posts: 287
Re: tool insurance
« Reply #2 on: February 14, 2008, 07:42:04 pm »


I will give them a call to see what they can do.

cheers

steve

drive surgeon

  • Posts: 2812
Re: tool insurance
« Reply #3 on: February 14, 2008, 08:57:13 pm »
i aint got my equipment insured either, i know im taking a chance but i got more outgoings than incomings. the direct debits just get more and more its madness.  i know i will have to get it tho as its imperitive! :(

steve doyle

  • Posts: 287
Re: tool insurance
« Reply #4 on: February 14, 2008, 09:58:58 pm »
Dont forget here is always the garage floor bolts and chain option short term ds.

drive surgeon

  • Posts: 2812
Re: tool insurance
« Reply #5 on: February 15, 2008, 11:05:04 am »
well i got it all chained and garage all locked up but if it all got nicked i would be for it!  bust! :o :(

rob fryer

  • Posts: 237
Re: tool insurance
« Reply #6 on: February 15, 2008, 04:42:45 pm »
Have just got my equipment coverd by allied, £6000 pounds of cover for just £54.00 pounds .bargin