[drive surgeon]

hi guys how much do i need to be covered by to pressure wash commercial forecourts? im only covered for1 million up to now,  is it 5 million i need?

[Roger Oakley]

Not really sure but we have a minimum of 2m just for domestics, with commercial some clients will ask what level of insurance you have 2m 5m 10m etc. If the cost is not proibitive get the best/most you can afford and think you will need.

[steve doyle]

do you mean petrol stations?

To confuse it even more I have recently been told that you need a license (or something special) in order to operate machinery on a petrol station forcourt. I dont know how much truth there is in this but it makes some sense.

On the insurance side, i would guess that as long as your covered for domestic AND commercial you would be ok. However if anything was to be excluded i can see it being petrol station forcourts.


so not helped at all, sorry!

[drive surgeon]

no i meant a car dealership steve, i just need insurance for domestic and commercial i suppose, my domestic is only a million so im gessing the commercial should be around 5 to 10 million.

[Andy Foster]

Ask your customers how much they require you to have.
Most will be happy with 5 million but some require 10 million.  If you don't have enough and something happens, you could be in all sorts of trouble,

Car forecourts I have done (mostly VW) have only asked for 5 million.

HTH

Andy

[steve doyle]

Yup 5 million seems to be the norm, with it rising to  upto 10m,for some customers who require it.

[drive surgeon]

thanks guys.