[Kev Loomes]

We are looking to start taking payments by credit cards again, any of you guys know what the best rates areand who with?  I heard Bank of Ireland were good at 6% but that was a while ago.

[Joe H]

If you mean thats what they charge you for a client paying by credit card then it seems steep to what I have paid in the past.

I used to have a computer build and repair business and when I went to but parts on cc I was charged 4%, debit cards 0%

[Dean Haywood]

we are with Bank of Ireland, we get charged 2.2% on credit cards and 30p per transaction on debit cards.


Dean

[Glynn]

HSBC 2.2% credit cards & 20p debit cards.

[Shaun_Ashmore]

Glynn is that for a fixed period? if so how long? are there any monthly add on's?

Shaun

[Kev Loomes]

Woops, I meant 1.6% doh :

Ok, so it seems that its gone up a bit to 2.2% - anyone know of any better?

Thanks for the replies

Kev

[Glynn]

It's a permanant rate. There is also the standard monthly fee of £25.

[Shaun_Ashmore]

Thanks Glynn.

really it's for peanuts then.

Shaun

[stevegunn]

£22.50 through the fsb for a mobile terminal

Mastercard-1.95%

Visa Credit Cards-1.93%

Visa Debit cards-30.5p

Maestro Debit Card-29.5p

[Kinver_Clean]

When you check how much it costs for banking a cheque it does not seem too much.

Trevor

[Kev Loomes]

Nice one Steve - Ta

[stu_thomson]

Steve,  prices are + vat and its a 3 year contract, if you break it you pay for it...around £500 for terminal!
 So thats around £26 a month for terminal + transactions, maybe around the £50 a month mark all in.
If you bank through FSB co op its free banking for all transactions.
 I guess you just have to weigh up whether its worth it or not for your business, ive looked at it very recently and decided against it at mo as its just another debit every month which i dont  need!
 Check out http://123send.net/
regards
stu