[Peter Blackburn]

Hi Guys,

If you bank with the Bank Of Scotland you will notice that they are now charging all businesses £15.00 per calendar month, this is shown as a maintenance charge for having the account.
Prior to this they used to charge for every cheque they administer and pay into your account. This amounted to about a couple of pound a month which I was unhappy about but paid. But now there taking £15.00 per month every month!!!

Who do you guys bank with and what are the charges, please could you advise a good one?

Regards
Peter

[Cloverleaf]

www.abbey.co.uk/business

It's completely free and you also get a little intrest. You can only pay in and draw from their cash machine though, but you don't have to pay in during business hours.

I used to pay approx £35 per month to the Nat West 

John

[Peter Blackburn]

Cheers John. How do you go about paying in cheques?, surley not at the cash point.

Regards
Peter

[*paul_moss]

Yep Peter you pay them in the cash point.
I changed to them 4 years ago,free banking

[Cloverleaf]

yes and cash also. They provide the envelopes, paying in book and monthly statements.

I'v never had a problem in the last 3 years.

John

[Andy Hogarth]

Anybody use alliance and leicester??

https://www.alliance-leicestercommercialbank.co.uk/content/LP010001.asp

I have been considering these, The account looks pretty good

Andy

[Doug Holloway]

Hi Guys

I switched to Abbey about 4 years ago after becoming thoroughly fed up with Nat West who I had to take to the Banking Ombudsman to get them off my back.

I pay no charges and do not waste a load of time waiting to pay in.

Cheers

Doug

[brights cleaning]

i use abbey...........its free!

[rambly]

I was looking at Alliance and Leicester as you can use any Post Office (while there are some left) to pay in.

I've got a LLoyds TSB account which charges £3 per month maintenance fee + charges for cheques, cash, direct debits etc. On the plus side my personal account is with tem and they have a business savings accounts so moving money around online is easy.

[ianharper]

Guys

its abbey for me as well, saving hundreds each year from Barclay's, only one problem with paying my staff on a bank holiday week as its five days to clear, but its still worth it and my staff understand

respect

Ian Harper

[Macarthur]

Recently opened up an Alliance and Leicester account, so far so good.

Nigel.

[Karl Wildey]

I'm with lloyds and also have the personal account and as mention use a lot of online,
Does Abbey provide online, cos free banking, that will do me.

[Phil Marlor]

Abbey for me too, no charges, easy paying in at the machine + interest.

I can't believe people use the big banks for business, they charge you the earth for everything, I have not paid a bank charge in 5 years.

Rgds
Phil

[Cloverleaf]

Yes Karl, you can also manage your account online with the Abbey.
If transfering money into a different personal bank it takes about 5 working days.

If you have a personal account with the Abbey, money transfer is the same day.

John

[brights cleaning]

the only problem with ABBEY is that you cant tranfere money from your business account into your personal account because the sort codes are different

[AquaMagic]

I should imagine this will become a common practie with most banks, now they are being penalised for bank charges they have to find another way to sting you for cash.  Will have a look at abbey though as most seem to use them.

Dene