[007 or what]

when it comes to being insured for commercial jobs what do you need i.e i've got public liability do i need anything else?

[pjulk]

How much public liability have you got.

Some commercial jobs like you to have 5 million.

Also you will need employers liability if you have someone working with you on these.

Paul

[windows_chepstow]

Some commercial jobs like you to have 5 million.

With respect to public liability insurance, in my brief experience this is only true of the bigger jobs and I've only ever been asked if I have insurance once.

I still have it though.  A pole getting blown off a wall onto a nice shiny expensive car isn't unfeasable; though I only have 1 million now.

[DaveBrown]

You'll need 5m public liability if you plan on doing any schools.

Dave

[pjulk]

Or NHS jobs

[www.mrgutters.co.uk]

not true i do two schools for surrey county council £1million pl insurance

[DaveBrown]

Sorry, I stand corrected

Dave

[stuart@skypole]

you must have public liability insurance no matter the size of your contracts domestic or commercial,

when we had our cleaning company some of my customers required a minimum of £20million

rgds
stu

[AuRavelling79]

I don't think it is a legal requirement for a sole trader (unlike car insurance is a legal requirement) - but you'd be nuts very foolish not to have it.

I've got £1 million and do commercial and schools.