[NBwcs]

I remember a thread like this a few years ago where someone on here told a story about a plumber he knew who wouldn't take cash and made all his customers pay by card or bank transfer. He had a random tug from the tax office and they simply didn't believe he wasn't taking any cash and hit him, with a very large bill. Its the only organisation where your guilty until you can prove your innocent.Cant win with them.

I doubt that very much.....HMRC can't simply make up large tax bills for you to pay unless you were living well beyond what you were declaring and far out of the regular earnings of an average plumber...

As for cash payments for my window cleaning business its less and less as the years go on. I prefer no cash to be honest these days.

The benefits are i always have a record of payment and no collecting. I've been to London for a weekend break (missus birthday) and most places just don't take cash anymore.  Its so much easier to just tap your phone. Its impossible to pay cash for the m6 toll too.

Personally I think we'll be totally cashless within the next decade.

I have no idea how true the story was, and I can't remember who posted it but historically you'll find it's very much how the tax office works. If they find something  wrong they will take an educated guess at how much someone hasn't been declaring and hit them with it. The person then has to prove it's wrong which is very difficult if say they have proof of not declaring everything. It's the only institution where your guilty till proven innocent. Not to be messed with are hmrc.

[AuRavelling79]

I take Cash, cheque and Bank transfer.

I reckon 85% is bank transfer, 5% is cheque and 10% is cash. It gets put through the books.

The cash is easily used. If I get say £250 in a month then it can get used for groceries shopping, takeaways or a pub lunch.

I find cashless pubs from COVID are now going back to cash.