[Slacky]

There is absolutely no reason a window cleaner needs to get one of these loans unless you need a new van/system quickly or you have no substantial emergency fund built up.........

Daz, there's plenty of reasons a window cleaner will need these loans.

Its taken you twenty years to get to where you are now.

A loan 'back in the day' would've helped you massively.

[Crystal-clear]

a report I read said the gov. are expecting 60% of these loans will never get repaid

Darran

With that expectation .. and they're still calculating that throwing all this money at the economy to try and make it move would be better off then not.
Makes you realise we're just at the tip and things could get very messy indeed!

[deeege]

There is absolutely no reason a window cleaner needs to get one of these loans unless you need a new van/system quickly or you have no substantial emergency fund built up.........

Assuming you paid cash for your van then Daz?

Very little difference in taking a loan and taking on a lease for a new van, except the interest rate of course.

[NWH]

Taking a van on finance or taking this loan,providing you are intending on paying it back it creates trickle down effect and starts things moving again which is the intention.

[Dave Willis]

Dazmond, you’ve got close to 50k worth of vehicles on credit, yet there’s no reason a window cleaner should accept a loan?
Wake up man!

[tlwcs]

You are a strange one aren’t you Daz? You have two vehicles worth what over 40k on as some would see as credit but there’s no reason a window cleaner should take out a loan?

We know Daz, he’ll change his mind shortly and bang on about them 😁

[dazmond]

There is absolutely no reason a window cleaner needs to get one of these loans unless you need a new van/system quickly or you have no substantial emergency fund built up.........

Daz, there's plenty of reasons a window cleaner will need these loans.

Its taken you twenty years to get to where you are now.

A loan 'back in the day' would've helped you massively.

No it wouldnt......I would of spent it all on drink,drugs and women......the rest I would of wasted.......😀

[dazmond]

Dazmond, you’ve got close to 50k worth of vehicles on credit, yet there’s no reason a window cleaner should accept a loan?
Wake up man!

Errr...I've given  reasons?....a new van /system or maybe to keep as an emergency fund if you have no money saved up........its foolish just to borrow money for the hell of it though.....itll need to be paid back one day....

[Soupy]

Dazmond, you’ve got close to 50k worth of vehicles on credit, yet there’s no reason a window cleaner should accept a loan?
Wake up man!

Errr...I've given  reasons?....a new van /system or maybe to keep as an emergency fund if you have no money saved up........its foolish just to borrow money for the hell of it though.....itll need to be paid back one day....

Not really, I've borrowed lots of money over the years, most people have, and I will borrow again.

Reasons to borrow this money:

1, Lowest rate I've ever seen
B. Unsecured - backed by the government
3. No fees.
F. Quick decision
4. No interest for the first year - if in May 2021 I've not spent it (I will have) I can pay it back and walk away.

Total no-brainer.

[Mike Burd]

Dazmond, you’ve got close to 50k worth of vehicles on credit, yet there’s no reason a window cleaner should accept a loan?
Wake up man!

Errr...I've given  reasons?....a new van /system or maybe to keep as an emergency fund if you have no money saved up........its foolish just to borrow money for the hell of it though.....itll need to be paid back one day....

Not really, I've borrowed lots of money over the years, most people have, and I will borrow again.

Reasons to borrow this money:

1, Lowest rate I've ever seen
B. Unsecured - backed by the government
3. No fees.
F. Quick decision
4. No interest for the first year - if in May 2021 I've not spent it (I will have) I can pay it back and walk away.

Total no-brainer.

Yes, agreed. I’ve paid off finance on 2 vans and going to sink the rest into leaflets. I fund leaflet drops totally out of income generally which restricts me and is tough on cash flow. No brainer.

[Slacky]

There is absolutely no reason a window cleaner needs to get one of these loans unless you need a new van/system quickly or you have no substantial emergency fund built up.........

Daz, there's plenty of reasons a window cleaner will need these loans.

Its taken you twenty years to get to where you are now.

A loan 'back in the day' would've helped you massively.

No it wouldnt......I would of spent it all on drink,drugs and women......the rest I would of wasted.......😀

You saying the money wouldn't have been useful to help you after you'd got sober and before you became established and kitted up?

Fact is Daz, there's plenty of people who could do with a helping hand, you could've too I'm sure.

[NWH]

Are you not supposed to just get these so you can look at it in your bank 🤣🤣,that’s what I thought 🤣🤣

[NWH]

I’ve spoken to no end of people that don’t need it they’ve all taken the opportunity,it ain’t got to be paid back for 12 months and it’s interest free Daz if you don’t need it this time next year give it back m8.

[dazmond]

There is absolutely no reason a window cleaner needs to get one of these loans unless you need a new van/system quickly or you have no substantial emergency fund built up.........

Daz, there's plenty of reasons a window cleaner will need these loans.

Its taken you twenty years to get to where you are now.

A loan 'back in the day' would've helped you massively.

No it wouldnt......I would of spent it all on drink,drugs and women......the rest I would of wasted.......😀

You saying the money wouldn't have been useful to help you after you'd got sober and before you became established and kitted up?

Fact is Daz, there's plenty of people who could do with a helping hand, you could've too I'm sure.

maybe....but theres a certain satisfaction in evolving/struggling and doing things the hard way before coming out the other side in a better place.......

[NWH]

Daz you never know m8 the time you’ll think that would be handy the time to apply would have expired,someone said they reckon 60% of it won’t get re paid lol I can’t see them settling for that.