Some of you may remmeber that my van was written off in a hit and run last April (o5).
I have now had the final settlement from the MIB for uninsured losses as the other driver was uninsured.
After taking out the £300 excess charge,a grand total of £359 quid,why did I bother?
Had to claim on my own policy for the loss of the van,so my premium went up sky high as they cancelled my no claims bonus,and even though I caught the scumbag and handed him over to Mr Plod,he only got fined 50 quid for failing to stop!!!
Because he is a so called traveller he got away practically scot free,there is no justice in this country.
It makes you wonder why we bother paying for insurance etc just to stay within the law when these wastes of skin can get away with anything.

Regards,
John