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Stephen burton

  • Posts: 317
Insurance
« on: November 11, 2015, 08:21:07 pm »
Any good insurance company's out there for window cleaning and carpet cleaning

Cookie

  • Posts: 928
Re: Insurance
« Reply #1 on: November 11, 2015, 08:24:58 pm »
I use Gleaming insurance.

Smurf

  • Posts: 8538
Re: Insurance
« Reply #2 on: November 11, 2015, 08:27:06 pm »
Try Gleaming Insurance (Hiscox)
Edit:
http://www.gleaminginsurance.co.uk/cleaners-insurance-cover.html

About The Cover

The policies we offer are underwritten by Hiscox Insurance Company Ltd and have been specifically designed for businesses in the cleaning industry. The main covers that we offer are Public Liability Insurance and Employers Liability Insurance with the option to add cover for Machinery & Equipment Insurance, Hired or Owned Plant and cover for your business premises.

Public Liability Insurance

The Cover

The policy will protect you if, as a result of your business, any party brings a claim against you (for which you are legally liable) for:
 a.bodily injury or property damage occurring during the period of insurance
 b.personal injury or denial of access committed during the period of insurance


Activities Covered

If you arrange Public Liability Insurance online via the GLEAMING INSURANCE website then your policy will cover all of these activities;

 Carpet & Upholstery Cleaning including soft furnishings
 Commercial Property Cleaning (interior and exterior) which includes;
shops, office, restaurants and other properties occupied by businesses
 Conservatory Cleaning
 Contract Cleaning
 Domestic Property Cleaning (interior and exterior)
 End of Tenancy Cleaning (interior and exterior)
 Gutter Cleaning
 Hard Floor Cleaning
 Holiday Home Cleaning (including Caravans)
 Kitchen Cleaning
 Oven (domestic and catering only) & White Goods Cleaning
 Pressure Washing to 248 bar (3,600 psi)
 Solar Panel Cleaning
 Window Cleaning including Soffits, Fascia and Frames


The maximum height for any of the work undertaken must not exceed 25 metres (82 feet).

Specialist Covers included

This policy provides specialist covers for the cleaning industry including;
•Damage to Property Being Worked Upon - read more
•Treatment Risks (for damage caused by cleaning solutions or chemicals)
•Loss of Customer's Keys
•Failure to Secure a Customer's Premises
•Theft by your employees


For further details of the cover provided by Hiscox Insurance via ourselves please see the Public Liability Insurance Policy Wording

Cookie

  • Posts: 928
Re: Insurance
« Reply #3 on: November 11, 2015, 08:29:08 pm »
This covers various cleaning activities including window & carpet cleaning. In addition it covers damage to the item you are actually cleaning (which a lot of insurers don't provide).

I pay £14.57 a month for £1m public liability. A bit more than some insurers but worth it in my opinion.

KS Cleaning

  • Posts: 4100
Re: Insurance
« Reply #4 on: November 11, 2015, 10:42:24 pm »
Try Gleaming Insurance (Hiscox)
Edit:
http://www.gleaminginsurance.co.uk/cleaners-insurance-cover.html

About The Cover

The policies we offer are underwritten by Hiscox Insurance Company Ltd and have been specifically designed for businesses in the cleaning industry. The main covers that we offer are Public Liability Insurance and Employers Liability Insurance with the option to add cover for Machinery & Equipment Insurance, Hired or Owned Plant and cover for your business premises.

Public Liability Insurance

The Cover

The policy will protect you if, as a result of your business, any party brings a claim against you (for which you are legally liable) for:
 a.bodily injury or property damage occurring during the period of insurance
 b.personal injury or denial of access committed during the period of insurance


Activities Covered

If you arrange Public Liability Insurance online via the GLEAMING INSURANCE website then your policy will cover all of these activities;

 Carpet & Upholstery Cleaning including soft furnishings
 Commercial Property Cleaning (interior and exterior) which includes;
shops, office, restaurants and other properties occupied by businesses
 Conservatory Cleaning
 Contract Cleaning
 Domestic Property Cleaning (interior and exterior)
 End of Tenancy Cleaning (interior and exterior)
 Gutter Cleaning
 Hard Floor Cleaning
 Holiday Home Cleaning (including Caravans)
 Kitchen Cleaning
 Oven (domestic and catering only) & White Goods Cleaning
 Pressure Washing to 248 bar (3,600 psi)
 Solar Panel Cleaning
 Window Cleaning including Soffits, Fascia and Frames


The maximum height for any of the work undertaken must not exceed 25 metres (82 feet).

Specialist Covers included

This policy provides specialist covers for the cleaning industry including;
•Damage to Property Being Worked Upon - read more
•Treatment Risks (for damage caused by cleaning solutions or chemicals)
•Loss of Customer's Keys
•Failure to Secure a Customer's Premises
•Theft by your employees


For further details of the cover provided by Hiscox Insurance via ourselves please see the Public Liability Insurance Policy Wording
I use Polished  insurance, they used to have Hiscox underwrite their policies too but now have AXA underwriting their policies, I think Gleaming and Polished Insurance could be part of the same company?

Smurf

  • Posts: 8538
Re: Insurance
« Reply #5 on: November 11, 2015, 10:51:52 pm »
Gleaming are just brokers  and I'm sure you will find others about that offer the same hiscox policy too.

Smurf

  • Posts: 8538
Re: Insurance
« Reply #6 on: November 11, 2015, 10:58:23 pm »
Gleaming don't miss a trick do they  ;D

http://www.gleamingwholesale.co.uk/

KS Cleaning

  • Posts: 4100
Re: Insurance
« Reply #7 on: November 11, 2015, 11:26:35 pm »
Gleaming are just brokers  and I'm sure you will find others about that offer the same hiscox policy too.
Yes I know they are brokers, Polished are brokers too, I have tried to get quotes from Gleaming on 2 occasions, both times I got no reply, which made me wonder are they part of the same company? they are both based in Wigan

tlwcs

  • Posts: 2162
Re: Insurance
« Reply #8 on: November 13, 2015, 04:50:29 pm »
Gleaming are just brokers  and I'm sure you will find others about that offer the same hiscox policy too.
Yes I know they are brokers, Polished are brokers too, I have tried to get quotes from Gleaming on 2 occasions, both times I got no reply, which made me wonder are they part of the same company? they are both based in Wigan

Mines due on Monday. I filled out an online form for Gleaning last week and was emailed back saying I had made a mistake on it and to resubmit another form. Did that straight away and have not heard back.
They're going to be good in a claim me thinks.
Swanny, looks like I will renew with you, although a renewal would be nice.
Bloody insurance companies

Walter Mitty

  • Posts: 1314
Re: Insurance
« Reply #9 on: November 13, 2015, 04:57:50 pm »
Try Gleaming Insurance (Hiscox)
Edit:
http://www.gleaminginsurance.co.uk/cleaners-insurance-cover.html

About The Cover

The policies we offer are underwritten by Hiscox Insurance Company Ltd and have been specifically designed for businesses in the cleaning industry. The main covers that we offer are Public Liability Insurance and Employers Liability Insurance with the option to add cover for Machinery & Equipment Insurance, Hired or Owned Plant and cover for your business premises.

Public Liability Insurance

The Cover

The policy will protect you if, as a result of your business, any party brings a claim against you (for which you are legally liable) for:
 a.bodily injury or property damage occurring during the period of insurance
 b.personal injury or denial of access committed during the period of insurance


Activities Covered

If you arrange Public Liability Insurance online via the GLEAMING INSURANCE website then your policy will cover all of these activities;

 Carpet & Upholstery Cleaning including soft furnishings
 Commercial Property Cleaning (interior and exterior) which includes;
shops, office, restaurants and other properties occupied by businesses
 Conservatory Cleaning
 Contract Cleaning
 Domestic Property Cleaning (interior and exterior)
 End of Tenancy Cleaning (interior and exterior)
 Gutter Cleaning
 Hard Floor Cleaning
 Holiday Home Cleaning (including Caravans)
 Kitchen Cleaning
 Oven (domestic and catering only) & White Goods Cleaning
 Pressure Washing to 248 bar (3,600 psi)
 Solar Panel Cleaning
 Window Cleaning including Soffits, Fascia and Frames


The maximum height for any of the work undertaken must not exceed 25 metres (82 feet).

Specialist Covers included

This policy provides specialist covers for the cleaning industry including;
•Damage to Property Being Worked Upon - read more
•Treatment Risks (for damage caused by cleaning solutions or chemicals)
•Loss of Customer's Keys
•Failure to Secure a Customer's Premises
•Theft by your employees


For further details of the cover provided by Hiscox Insurance via ourselves please see the Public Liability Insurance Policy Wording
I use Polished  insurance, they used to have Hiscox underwrite their policies too but now have AXA underwriting their policies, I think Gleaming and Polished Insurance could be part of the same company?

That's right.  They moved mine to AXA as well.  Make sure you cancel the direct debit to Hiscox if you pay that way.