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H20cleaning

  • Posts: 2098
Insurance on one or more vehicles
« on: January 09, 2015, 12:16:18 pm »
I have just been told by a friend that years no claims bonus only count on 1 vehicle?
My dads said I can insure his Audi as he never uses it and he's away for 6months a year, I did a insurance quote with my years no claims bonus and it was cheap. My friend then said you can use them if you used them on your van policy😱 is this true?

chanster00

  • Posts: 271
Re: Insurance on one or more vehicles
« Reply #1 on: January 09, 2015, 12:24:07 pm »
they can mirror it across! you can't take the mirrored years to another insurance company though after use

Spruce

  • Posts: 8647
Re: Insurance on one or more vehicles
« Reply #2 on: January 09, 2015, 02:05:31 pm »
I have just been told by a friend that years no claims bonus only count on 1 vehicle?
My dads said I can insure his Audi as he never uses it and he's away for 6months a year, I did a insurance quote with my years no claims bonus and it was cheap. My friend then said you can use them if you used them on your van policy😱 is this true?

That is true. When I got a second van I had the same problem - full no claims on one vehicle and no no claims on the other.

I insured both vans on a single insurance policy and then split the second van off after a year but left the first van with that insurance company. The renewal notice showed full no claims for each van so I used that as proof of no claims with the new insurance company. That was 7 years ago now though.

You may also check to see what the difference in price of insurance is if you are a named driver on his insurance - pay the difference etc. I'm not sure if you are permitted to have two seperate private insurance policies on the same vehicle - yours and your Dad's.
Success is 1% inspiration, 98% perspiration and 2% attention to detail!

The older I get, the better I was ;)

H20cleaning

  • Posts: 2098
Re: Insurance on one or more vehicles
« Reply #3 on: January 09, 2015, 02:32:09 pm »
I have just been told by a friend that years no claims bonus only count on 1 vehicle?
My dads said I can insure his Audi as he never uses it and he's away for 6months a year, I did a insurance quote with my years no claims bonus and it was cheap. My friend then said you can use them if you used them on your van policy😱 is this true?

That is true. When I got a second van I had the same problem - full no claims on one vehicle and no no claims on the other.

I insured both vans on a single insurance policy and then split the second van off after a year but left the first van with that insurance company. The renewal notice showed full no claims for each van so I used that as proof of no claims with the new insurance company. That was 7 years ago now though.

You may also check to see what the difference in price of insurance is if you are a named driver on his insurance - pay the difference etc. I'm not sure if you are permitted to have two seperate private insurance policies on the same vehicle - yours and your Dad's.

I was going to insure it with him as named driver because it was £300 cheaper