[Clever Forum Name]

Self employed. Sole trader

Can you have two?

I want to use one for online payments and the other one for cheques this would massively reduce my bank charges?

they would be at separate banks

[Ian101]

Self employed. Sole trader

Can you have two?

I want to use one for online payments and the other one for cheques this would massively reduce my bank charges?

they would be at separate banks

you can have as many as you like 

[AJ]

you can have a secondary account with the same bank

acc1 and acc2

we used to have one for the vat

[Clever Forum Name]

Barclays have changed how they do the charges you see. I will enquire at Barclays

Thanks guys.

[Paul erithwc]

All my bacs, Gocardless automatic payments are free of charge with barclays

Paul

[Clever Forum Name]

All my bacs, Gocardless automatic payments are free of charge with barclays

Paul

Yeah I can do that too. Then pay £1.50 a cheque!!!

[Paul erithwc]

I only pay 30p per cheque at the moment  

75p per visit for paying in cash or cheques
85p per £100 cash paid in
and 30p for monthly statments

Paul

[Clever Forum Name]

That's what I was on. Everybody is being swapped over.

Between me and my dad the difference was 5 months between letters.

[Paul erithwc]

Ahh just see the new rates    Time to push Gocardless and stop cheques 

Paul

[Clever Forum Name]

Ahh just see the new rates    Time to push Gocardless and stop cheques 

Paul

That's my idea. But will take some time.

[Paul erithwc]

If im lucky i won't get the letter for a few months and stay on the lower rates until i stop the cheques

[KS Cleaning]

Self employed. Sole trader

Can you have two?

I want to use one for online payments and the other one for cheques this would massively reduce my bank charges?

they would be at separate banks

IMO You would be better getting a business account with Santander. £7. 50 a month unlimited online payments and cheques, you can pay your coins in at the post office. If you take out the 123 credit card you get 3% cashback on fuel, so depending how much fuel you use, it is as good as free banking

[Clever Forum Name]

Self employed. Sole trader

Can you have two?

I want to use one for online payments and the other one for cheques this would massively reduce my bank charges?

they would be at separate banks

IMO You would be better getting a business account with Santander. £7. 50 a month unlimited online payments and cheques, you can pay your coins in at the post office. If you take out the 123 credit card you get 3% cashback on fuel, so depending how much fuel you use, it is as good as free banking

May look Into that. I don't want to swap accounts as I have a lot of online customers.

It's just the 1.50 a cheque I think is steep.

[KS Cleaning]

Self employed. Sole trader

Can you have two?

I want to use one for online payments and the other one for cheques this would massively reduce my bank charges?

they would be at separate banks

IMO You would be better getting a business account with Santander. £7. 50 a month unlimited online payments and cheques, you can pay your coins in at the post office. If you take out the 123 credit card you get 3% cashback on fuel, so depending how much fuel you use, it is as good as free banking

May look Into that. I don't want to swap accounts as I have a lot of online customers.

It's just the 1.50 a cheque I think is steep.

1.50 a cheque is shocking . If my bank were charging that I would be putting them into my personal account then transferring them over when cleared, robbing gits.

[Clever Forum Name]

I am currently on the mixed payment plan butwant to go onto the electronic payment plan.

[KS Cleaning]

I am currently on the mixed payment plan butwant to go onto the electronic payment plan.

That electronic payment plan looks dear to me as well, a suppose it all depends how many of your customers pay online. I had a RBS business acc, when I first started offering online payments to customers it was fine to start with, but as online payments became more popular it started costing me too much, at that time it was about £40 - £50 on average ( would be more now as more and more customers are paying online ) The biggest hassle in changing banks was having to re do my  'windows cleaned today' cards with the new account details, I stapled a wee letter to these tickets explaining I had changed bank. I also left my RBS account open for a few months just in case. 

[Clever Forum Name]

I do have a fair amount who pay online or are go cardless which is obviously the same.

The idea would be that I don't bank any cheques or hardly any cheques and any cash is Banked in a personal account then transferred over the same day.

But yeah even £1.50 per hundred pounds cash is expensive.

I just need a separate account for checks because it doesn't matter if I need to change accounts if they put the check prices up because it will only ever be for checks.

Cheques / check. Good old Siri for you lol

[AuRavelling79]

I'm considering telling diehard cheque customers that I will accept cheques but that they must be at least £20 (so they may have to pay two payments in one go, but the second payment would be in advance of the next clean) or that I need to charge (say) £1 extra to process it.