Why dont you spilt your buisness into 2 seperate companys to avoid going LTD?
It is an option,the negatives for this are,it becomes 2 companies,you can't own both companies outright because they are providing the same service,accountancy fees will increase
Joe Bloggs Window Cleaning
Joe Bloggs Gutter/fascia Cleaning
??
The only way that can work is if there is NOTHING shared between the companies.
So
2 PCs
2 printers
2 Phone numbers
2 Broadband accounts
2 Vans
2 Sets of cleaning equipment
2 sets of spares
2 sets of uniforms
2 sets of stationery
2 hole punches
2 staplers
etc, etc...
And you can never, ever use anything from the one company for anything at all to do with the business of the other. A plumbing company in Essex had a domestic wing and commercial. There was
one trip found when a domestic van took a spare part to a commercial job. On the basis of that the VAT man linked the two businesses.
And I know this because I'm going through this all at the moment. Not to put too fine a point on it, it's so difficult it's almost not worth it. In the case of what we're going through it adds up, but during the meeting with the VAT consultant who's advising, even my accountant had to think it over at great length before he thought it was worth it.
(And my split doesn't even involve the two van/equipment scenario above, which would render the example you give next to worthless)
Vin