Last November I did a gutter, fascia and soffit clean and clear for a large nursing home. I was at it all day, in the rain. To cut a long story short they kept promising me payment - £280, but despite phone calls, emails and a red letter I was forced down the Thomas Higgins Partnership (THP) route. A letter went out (ignored) then court proceedings were issued (they didn't defend it and lost the case). So now they have a CCJ and I am out of pocket to the tune of £120-ish in court costs on top of the bad debt. I am not a man who gives up easily though...
The debtors then fone THP to query how to pay me - send a cheque to Carl 2009, THP reply. They query the amount - £443.21 they are told. "What's the extra £70 on top of the previous figure for" they ask - "bailiffs charges" they are told. "Right, we'll wait for the bailiffs then" they say.
So along go the bailiffs. They visited but were told the property they were at was a private house. Suspecting they were at the wrong address I emailed THP a series of web addresses for the debtor's company showing that it was trading at the said address. I also send them a Google Streetview pic of the access road to the property and a photo of the home I had taken when pricing the job originally. They reopened the case and re-attended. 3 times...
There was no letter box so bailiff letters were wedged in the door crack. Still no reply. Anyway, last month I get a letter from Thos Higgins Partnership saying that a cheque for £443.21 had been sent to Carmarthen County Court. I banked it last week. Oh the joy I had in banking that cheque.
Moral - don't lose sleep over bad debt, but don't give up on it either.