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outdoor restore

  • Posts: 309
Website - Bank details
« on: March 09, 2010, 08:47:23 pm »
I am having a new website built with a payments page.  Is it safe to publish my bank details for bacs transfers on the site (ie account name + account no + sort code)? I want as many customers as poss to pay this way rather than paypal cos of cost, but not at the cost of compromising my account.

Cheers

Neil

AJ

  • Posts: 1262
Re: Website - Bank details
« Reply #1 on: March 09, 2010, 08:51:12 pm »
I would say definitely not.
Tell each customer on the back of your invoice/bill. At least you know its only people that you want to know have got it.

rg1

  • Posts: 1356
Re: Website - Bank details
« Reply #2 on: March 09, 2010, 08:54:18 pm »
Yeh. I do this. When I get a new customer who wants to use online banking, I give them a slip of paper with details on.
The pen is mightier than the sword (and a lot easier to write with!)

outdoor restore

  • Posts: 309
Re: Website - Bank details
« Reply #3 on: March 09, 2010, 09:14:47 pm »
Thanks guys.

Re: Website - Bank details
« Reply #4 on: March 09, 2010, 09:18:21 pm »
Clarkson got stung because he didn't think it could happen.

http://www.guardian.co.uk/money/2008/jan/07/personalfinancenews.scamsandfraud

Window Washers

  • Posts: 9036
Re: Website - Bank details
« Reply #5 on: March 10, 2010, 06:23:52 am »
if you are going to add your bank details to your website, add them as an image (and dont call the image bank details or account number  ;D ), this will stop the trawling for them happening
If your not willing to learn, No one can help you, If you are determined to learn, No one can stop you ;)

outdoor restore

  • Posts: 309
Re: Website - Bank details
« Reply #6 on: March 10, 2010, 06:51:08 pm »
Thanks for that.  I will just leave them off.

Orange WC

Re: Website - Bank details
« Reply #7 on: June 09, 2010, 09:12:24 am »
Is it safe to put them on your slips for your customers?

formb

Re: Website - Bank details
« Reply #8 on: June 09, 2010, 05:29:30 pm »
Is it safe to put them on your slips for your customers?

I asked my bank this. Yes if it addressed to them.

HIGH LEVEL WINDOW CLEANERS (scrimmy)

  • Posts: 1093
Re: Website - Bank details
« Reply #9 on: June 09, 2010, 05:34:24 pm »
could just get a paypal account?.....i know they charge a wee bit but at least it secure and the paypal charge is an business expense you can claim back at the end of the tax year.

Neil Gornall

  • Posts: 640
Re: Website - Bank details
« Reply #10 on: June 09, 2010, 05:41:51 pm »
I use this method of payment a lot for my customers; I put the bank sort code and acc number on the invoices.
I was a little unsure at first so I use a separate account just for this purpose then transfer any payments myself into the main business account.
The account used for payment is checked regularly and has no overdraft facility. Plus with only payments going into the account it makes checking simpler

Paul Coleman

Re: Website - Bank details
« Reply #11 on: June 09, 2010, 05:43:17 pm »
It shouldn't be a problem because it only reveals the same details as those contained on a cheque.  However, as was pointed out, Clarkson did get stung.  I believe this was probably done by a mischievous person who worked in the banking system itself because by just knowing the sort code and account number, you should only be able to pay money in to the account.  Also, with Clarkson, it should be noted that the unauthorised transfer was made to a third party - a charity.  If the transferrer had taken money for themself, it would have been traced.  Mind you, I suppose there's nothing to stop a bank worker setting up a dummy account to receive and just withdraw by ATM.  I would hope it's more secure than that but after reading about some bankingf glitches, I do sometimes wonder.

I am in the process of converting as  many customers to bank transfer as possible.  I'm doing it at the same time as increasing prices as a sweetener.  Basically putting prices up by a pound doesn't seem so bad if they are offered the chance to save 30 - 40p on postage.