I have just renewed my insurance for £117 through Simply business ( a Glenham insurance policy) for £2,000,000 public liability and £2,000,000 Treatment liability. On the treatment liability there is a £500 excess. I did not take the legal cover.
there is also cover for up to £3,000 for tools on van . Treatment liability is subject to using proprietary products. If I need to use non proprietary products. I get the customer to sign a disclaimer