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Pole 2 Pole

  • Posts: 1051
Breakdown Cover
« on: January 20, 2010, 05:42:39 pm »
Okkkkkkkk. Apart from the usual RAC/AA, who seem to want the best part of £150 a year for cover...........can anyone recommend any other national companys I've seen a few on the comparison websites, but to be honest, i haven't heard of most of them,although they claim to have an average 40 minutes response time. Some are covering everything that the big boys are + more for £60 odd a year. Please post any info you got as it could help everyone on here. Thankyou CIU Crew x

Xline Systems

  • Posts: 902
Re: Breakdown Cover
« Reply #1 on: January 20, 2010, 05:45:23 pm »
green flag. i get free breakdown cover with them through barclays.
very good service

Re: Breakdown Cover
« Reply #2 on: January 20, 2010, 05:49:53 pm »
Okkkkkkkk. Apart from the usual RAC/AA, who seem to want the best part of £150 a year for cover...........can anyone recommend any other national companys I've seen a few on the comparison websites, but to be honest, i haven't heard of most of them,although they claim to have an average 40 minutes response time. Some are covering everything that the big boys are + more for £60 odd a year. Please post any info you got as it could help everyone on here. Thankyou CIU Crew x

If it's for a van.  I use the vehicle insurance company called CVD and cover is usually bundled in with the premium.  On my last renewal, I had to pay extra for it though as my van was more than five years old that time.  However they still arranged it for me and I got it a fair bit cheaper because they arranged it (about £60 I think).  This may be no use to you if you get insured elsewhere but may be worth considering on your next renewal.

lee_dewing

  • Posts: 3124
Re: Breakdown Cover
« Reply #3 on: January 20, 2010, 06:09:55 pm »
leaps,

i use cvd, do you think their the cheapest around or should i say best value, i always seem to pay £450-500 a year with breakdown cover.

did a bit of phoning about last time and was shocked most were £200 dearer :o

have you ever done go compare etc.

I start filling in the other night but my patience run out >:( with site
Pleasure in the job puts perfection in the work.     - Aristotle

Re: Breakdown Cover
« Reply #4 on: January 20, 2010, 06:28:01 pm »
leaps,

i use cvd, do you think their the cheapest around or should i say best value, i always seem to pay £450-500 a year with breakdown cover.

did a bit of phoning about last time and was shocked most were £200 dearer :o

have you ever done go compare etc.

I start filling in the other night but my patience run out >:( with site

I don't know about the cheapest around.  They were certainly a lot cheaper than my previous insurer though.  I believe that CVD aren't actually an insureance company but are a broker.  Therefore they will look around a number of companies for the best deal.  Part of your premium is actually their commission so, hopefully, that would mean that they aren't too reliant on commission from the insurers.  You can negotiate with CVD within limits too I found - much to my surprise.  By tweaking the deal (amount of excess etc.), and generally  being a pain, I did manage to get the quotation down a bit.  I may be wrong but sometimes the person on the phone is on a commission.  It may be that they accept a reduced commission to reduce the cost if they sense that they may lose a sale. 

Pole 2 Pole

  • Posts: 1051
Re: Breakdown Cover
« Reply #5 on: January 20, 2010, 07:13:01 pm »
Okkkkkkkk. Apart from the usual RAC/AA, who seem to want the best part of £150 a year for cover...........can anyone recommend any other national companys I've seen a few on the comparison websites, but to be honest, i haven't heard of most of them,although they claim to have an average 40 minutes response time. Some are covering everything that the big boys are + more for £60 odd a year. Please post any info you got as it could help everyone on here. Thankyou CIU Crew x

If it's for a van.  I use the vehicle insurance company called CVD and cover is usually bundled in with the premium.  On my last renewal, I had to pay extra for it though as my van was more than five years old that time.  However they still arranged it for me and I got it a fair bit cheaper because they arranged it (about £60 I think).  This may be no use to you if you get insured elsewhere but may be worth considering on your next renewal.
It would be car AND van leaps. Anyone heard of startrescue.co.uk? £64 and they're offering all this.......

Try to fix problem at Roadside: Yes 
 Cover is provided for 30 minutes roadside assistance at the scene of the breakdown.   
  Recovery to the nearest garage only: Yes 
 If the Recovery Operator cannot repair the vehicle at the roadside then startrescue.co.uk will arrange and pay for your vehicle, you and up to 6 passengers to be recovered to the nearest garage able to undertake the repair. 
  Roadside help: Yes 
  Recovery to any UK destination: Yes 
 Nationwide recovery to your home or original destination, whichever is nearer. 
  Recovery of up to 7 passengers: Yes 
  Home start up: Yes 
 Assistance will be provided for breakdowns at your registered home address or within a one mile radius of your home address.   
  Car hire/Train ticket/Accommodation: Yes 
 If the vehicle cannot be repaired the same working day and you are more than 20 miles from your home address, startrescue.co.uk will pay £100 maximum towards the cost of car hire or alternative transport.

If startrescue.co.uk decides to provide alternative accommodation they will pay a maximum of £60.00 for a lone traveller or £40.00 per person for one night for you and up to 6 passengers. The maximum payment per incident is £240.00.   
  Caravan or Trailer included? Yes 
  Average call out time: 40 minutes 
  Maximum number of calls per annum: 6 
  No claims discount: n/a 
  Exclusive Features: No excess, accident, wrong fuel, key cover and message assistance are all included.



But only worth it IF they're actually reliable. :)

Window Washers

  • Posts: 9036
Re: Breakdown Cover
« Reply #6 on: January 20, 2010, 08:14:08 pm »
leaps,

i use cvd, do you think their the cheapest around or should i say best value, i always seem to pay £450-500 a year with breakdown cover.

did a bit of phoning about last time and was shocked most were £200 dearer :o

have you ever done go compare etc.

I start filling in the other night but my patience run out >:( with site
Go Compar Go comapre GO compare.    <<<<<<<<<<<.. it stops there if you have wfp as they cannot compare as it is an add on they needd an underwritter to look at.



I use cvd on my vans as they come up the cheapest for what I whated to be covered for, I changed on of the vans last years to someone else as cvd came out more expensive, yet this year they are cheaper again, odd but oh well.





I get breakdown cover from my bank, will use it again tomorrow to truck a van away to get ot fixed again !!!!!!!!!!!!!!!! :(
If your not willing to learn, No one can help you, If you are determined to learn, No one can stop you ;)

lee_dewing

  • Posts: 3124
Re: Breakdown Cover
« Reply #7 on: January 20, 2010, 08:40:03 pm »
thanks  guys.

leaps, yes cvd are brokers.
Pleasure in the job puts perfection in the work.     - Aristotle

paulben

  • Posts: 1041
Re: Breakdown Cover
« Reply #8 on: January 21, 2010, 04:14:46 pm »
Try ringing some insurance brokers think I paid £39.99 last year with Four Counties but if you dont have your motor policy with them its an extra £10 and it covers all the usual home start etc
Do not steal the government hates competition