I am trying to arrange cover for an employee I am starting in January, and am having a hell of a time.
Someone quoted me for a group policy for public, product, and employers liability, which included cover for employees.
However my current insurer wont do it, so I am going to have to change insurer and have only just renewed my current policy

Does anyone have a group policy like this and how have you got on getting a licence for employees with it, or did you get a separate policy for them in there name?