Time to renew my public liabilty, im going to join the Fed now, and the rates are pretty reasonalbe to be fair with them.
Just wondering last year i had 5 million cover, is it worth having that much? Im thinking of dropping down to 1m, well it would save me £170...
Any point on having so much cover?
Do tell 
Whhhhatttt, How much PL do you pay now?
Ive got a 5 mil Products & public liability from zurich = £119.00 a year.
This covers for all eventuallitys upto 3 floors, Domestic, shops,offices pubs & hotels.
This also covers me for carpet cleaning as well.
Dont reduce your cover becuase 1 mil in this day and age is nothing.