Due to the wet weather in June/July, with the loss of about 4/5 weeks working and being unable to work for 6 weeks with the current throat/chest virus I fully expect my income to be well down on the previous year. Therefore will the taxman expect/need an explanation for this reduction when next completing a self assesment, or will he accept figures without any questions asked? I would no doubt expect to receive a refund next year. But I'll still have to pay the amount due 31st January despite no work for 6 weeks.
I've always but a bit by for that 'rainy day' but didn't expect quite so many.