Ray
Bit surprised the insurance Co sent out spotters, but if the insurance Co is Guardsman

and they don’t have one of their franchisees cc local to your customer perhaps that’s there policy

I’ve been in a similar position the cc could not get the mark out and I did, customer gave the bill to the insurance Co three times this has happened sadly the four no joy insurance Co had to pay for me and the cost of a new carpet. And yes the customer signed my indemnity!
Len